Discover - Platinum Cash Back Credit Card Reviews

Overall

3.14 of 5 (by 7 users)

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Discover - Platinum Cash Back Credit Card Review Summary

Do you like getting a little extra reward when you use your credit card? If you can answer “yes” to that question, then you might like the Discover Platinum Cash Back Credit Card, a premium credit card that pays back, in cash, a portion of all purchases. Reviews of Discover Platinum Credit Card agree that this card is “Great for Cash Back up to 1% on All Purchases”, but they also warn that Discover Platinum Credit Card’s cash back offer needs to be examined closely because it is a little misleading. Discover Platinum Cash Back Credit Card also has a higher interest rate than most Mastercard or Visa credit cards, and the higher interest can easily negate any advantage from the cash back. Like many other Credit Card Reviews, reviews of Discover Platinum Cash Back Credit Card advise using caution before accepting an offer.

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Discover - Platinum Cash Back Credit Card Comparison

Most Helpful
Favorable Review

I really like the opportunity to earn cash on my purchases.

DEC

2007

It has been good to earn money just by using my Discover Card. I earned my first 20.00 within three months. When I first got the card they were giving me 5% back on gas purchases. Gas was quite expensive and I had to go anyway. It was good to know I was getting some of… read full review »

always looking for ways to save

debdidiz
Great Cacapon, WV

Most Helpful
Critical Review

Cashback is VERY tricky

DEC

2007

Please know that when credit cards offer you "up to 1% cashback", this does not mean 1% cashback. In calling Discovercard, you have to spend different levels before the 1% can kick in. For example, for each calendar year you have the card, you get .025% cashback until you have charged… read full review »

always looking for ways to save, not rich

momofblandcl
Oklahoma City, OK

Discover - Platinum Cash Back Credit Card Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 5 of 7 sort by: most helpful | date | rating

a great card that I love using

thrifty, pay my cc bill off each month, free gift card rewards junkie, don't carry a balance

NOV

2007

The Discover Platinum Cash Bank rewards credit card is a great overall card that I have been using since 1997 and I have recommend many people to get it as well - great payback especially when you use it for a double your rewards (i.e.: turn your $20 into a $40 reward), they also have other levels to turn your $20 into $25 etc. Overall the rewards are better then most cards and if you don't need a reward (gift certificate) for yourself or a gift you can always get cash back (check). The card pays you 1% cash back all the time on purchases and 4x a year they offer special cash back… read full review »

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adrewjr
Hartland, WI

Great for cash back...UP TO 1% on all purchases.

appreciative of good service, always looking for ways to save, pay my cc bill off each month, thrifty, don't carry a balance

NOV

2007

This card is good if you pay off your balance each month. I make a good amount of cash back each year just by using my card. This is free money. The only thing negative I would say about this card is that they keep reducing the benefits. And just know that it is UP TO 1% back on all qualifying purchases. I am sure there is some fine print somewhere stating the rules for the cash back...but I sure don't know where it is. I am looking into some other credit cards that might have better cash back rewards. … read full review »

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jenn35
Julian, PA

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no other credit card could possibly be worse!

Every day computer user, Responsible Honest Citizen, safety conscious, researcher, fuel-conscious, an online shopper, appreciative of good service, always looking for ways to save

NOV

2007

the APR on this Discover card can be anywhere from 16.99% and UP!! it's ridiculous!! there are a lot of better cards for you to choose from..do not get this one! one other pro for this card would be that you can pay online for free, and view your monthly statements...but i'd rather wait to get my paper statement than pay this interest rate any… read full review »

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Iwannababosstone
Wheeling, WV

Discover is trying to discover ways to charge exorbitant fees!

in debt, Every day computer user, on a strict budget

JUN

2008

If you sometimes make a late payment, and not just on Discover, but on any reporting card - you can bet Discover will raise your interest rate - without notification. Discover will nickel and dime you to death only they aren't nickels and dimes - they are 20's and 50's - beware - I'd pay them off and drop the card if you can. —… read full review »

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woodsredhead
Huntington Woods, MI

Great rates

FEB

2008

Love Discover, first card i had since i was 18, great rates and love the rewards… read full review »

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Katy0715
Toledo, OH

Discover - Platinum Cash Back Credit Card Reviews

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