Discover - Open Road Review

In college, my husband and I ran up a multitude of credit cards and debt.  After graduation, we were left with huge bills and felt we were about to fall behind.  We consolidated all of our cards and installment loans.

After about a year of using no credit whatsoever, we got a Discover Open Road credit card.  The card features up to 5% cash back for all gas & automotive purchases.  As well as 1% on all other charges.  We planned to only use it for our monthly gas and misc. auto maintenance purchases.  That was great for us.  We held to that budget for a few months.

While using it regularly, as well as paying it off monthly - we were able to build the cash rewards pretty quickly and routinely.  Using it as such, we learned how to budget and not reach for the credit card at every checkout counter.  Now, we use it for a lot of our normal living purchases, but continue to pay it off each month.

We've had the Discover Open Road for over a year now, and have never paid any interest.  Though, we're still accruing the cash back.  It's a total lifesaver!  Or, perhaps I should say, "a total credit saver!"