Discover - Miles Review

I've had the Discover Miles card for almost 3 years now.  Since then I have had about 4 credit increases and many balance transfer offers.  However it doesn't seem that I only receive a balance transfer offer after I have a high balance.  The rewards offered are pretty good, they offer giftcards from the most popular vendors.  You can even exchange your points for cash to you checking account or to credit you credit card bill, in increments of fifty dollars.    I have redeemed for Red Lobster, Shell Gas station, The Gap, Starbucks, they all make great gifts.  In fact another good idea is to redeem gift cards from another point system website then you can combine the giftcards into one huge gift. 

The customer service reps are generally helpful.  One complaint is that it takes a couple of days for items to post to you account including charges and payments.  Their website allows you to view statements for the past 3 years when comes in handy when you mainly do bills online.  There's also I credit analysis which breaks down you spending habits in a pie chart