Discover - Discover

Discover - Discover Reviews



Overall 4 star rating3.92 of 5 (by 25 users)



56% of people rated Discover - Discover as 5 stars
56% of people rated Discover - Discover as 5 stars%
56%
16% of people rated Discover - Discover as 4 stars
16% of people rated Discover - Discover as 4 stars%
16%
8% of people rated Discover - Discover as 3 stars
8% of people rated Discover - Discover as 3 stars%
8%
4% of people rated Discover - Discover as 2 stars
4% of people rated Discover - Discover as 2 stars%
4%
16% of people rated Discover - Discover as 1 star
16% of people rated Discover - Discover as 1 star%
16%
72% 72% of people recommend Discover - Discover 28% of people don't recommend Discover - Discover 28%
 

Discover - Discover Comparison

5 star rating Most Helpful
Favorable Review
SEP
30
2009

   I have had a discover card for more than twenty years.  It is widely accepted and I have gotten great service over twenty years of having this card.  I got this card to build my credit and it has worked.  They even called when my number was stolen and suspicious activity took place. 

   My...

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reviewer 2009 Writer
on a strict budget

jyn425
Alexandria, VA
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1 star rating Most Helpful
Critical Review
AUG
27
2009

I paid my Discover bill online from 2 different checking accounts on the same day.  Discover sent both payment requests to the same bank even though I had specified different bank routings.  It seems after much frustration that I find out that we can pay only one payment at a time.  We have to wait...

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reviewer
on a strict budget

Rayduck
Zephyrhills, FL
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Discover - Discover Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 25 sort by: most helpful | date | rating


2
helpful
votes
in debt

SEP
22
2009

Great for cashback bonus for gas. However, interest rate is to high with a low grace period.


4 star rating
reviewer
maddiejackmom
Lake Saint Louis, MO



1
helpful
vote
cost-conscious, Every day computer user, budget conscious, Practical, an aggressive saver, value conscious, a low risk investor

AUG
21
2009

It used to be that I only used a credit card when traveling.  Now I use my Discover card whenever I can.  The flea market still requires cash. These days nearly everywhere else takes Discover.

Every month I pay the whole balance on my card online, so I actually make money whenever I use it.  Since nearly everything my husband and I buy is on the statement, reviewing it has helped me budget.   Discover recently reduced the cash-back rate, so my haul won't be as good this year.  However, I'll stick with this card because of the great service. 

When my grocery store's computer system was...

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5 star rating
reviewer 2009 Contributor
budgiehawk
Sarasota, FL



1
helpful
vote
an aggressive saver

NOV
24
2009

The Discover card is wonderful to use as it offers a cash back bonus. After charging a certain amount, even if you pay off the balance in full every month, you receive a 20 dollar cash back gift card to use at your convenience and on anything and everything you would like totaling up to 20 bucks. This is a very nice incentive to have, to keep wanting to use the Discover card as it literally pays you to use their service.

 The customers service reps are very friendly, polite, and knowledgable at answering any and all questions that you may have. If your card gets old and tatterered, all you have...

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5 star rating
reviewer
gloria1964
Gering, NE



1
helpful
vote
an aggressive investor

JUL
22
2009

Discover are very easy to work out issues.  We've had charges made to our account in the past that were not our, or the request from the vendor was not satisfied.  Discover took care of the dispute without putting more burden on us.

There was another time where I had accidentally applied my payment online to our 2nd Discover account and when I received my bill the next month they had a late fee and finance charge on the account.  After we investigated what was going on, they took the fees off and applied my payment to the correct account.

My husband had an issue with a vendor who did not refund...

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5 star rating
reviewer
kailey1
Dubois, IN



1
helpful
vote
Every day computer user, an aggressive saver

APR
30
2009

I use my Discover card for everything I possibly can.  Okay, here's the kicker.  I use my card for things that I would pay for anyway, and by using the card, I get cash or rewards back.  So, if I already have the money I'd pay for, say, groceries or gas, I keep that cash to pay the bill when it comes, and use the card.

The absolutely, undeniably, most important part is to pay 100% of your bill when it's due.  So, by paying for things with my Discover credit card that I would be paying for with cash from the bank, I'm able to get awards.  Then when you pay the balance in full on a monthly...

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5 star rating
reviewer 2009 Reviewer
dcptmt
Jasper, IN



1
helpful
vote
in debt

AUG
26
2009

I have really enjoyed my Discover credit card.  It works wonders at the gas station and earns me points for either cash or other awards.  What particularly pleases me is that I can use my points for a value of $20 and get a value of $30 in Blockbuster movie awards.  I would be buying the gas either way, but with this card, I also earn seven free movies, roughly a $30 value at Blockbuster.  We have a large family and four of us drive cars.  When prices were really high (around $4.50), our gas bills were huge, but the rewards stacked up quickly and we were able to enjoy free movies during a...

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5 star rating
reviewer
LoraDiane
Wasilla, AK



1
helpful
vote
a low risk investor

JUL
21
2009

Discover card has great online/website features.  Its very easy to access and work through.  It offers the ability to work on your budget and calculate when the bill will be paid if if you change different variables.  It gives you advice on financial planning. It doesn't charge fees to make online payments either. It also has great customer service, each time I've called in, they have been cooperative, very pleasant and efficient.  They really seem to go above and beyond to provide great customer service.  The main drawback that I have seen is that the interest rate is not good at...

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3 star rating
reviewer
memea
Cincinnati, OH



1
helpful
vote
an aggressive investor

JUL
22
2009

The discover card is the best credit card for people who want to make purchases and pay their bill in full each month.  The card offers a great cash back reward that allows you to pick bonus point categoris for places that you use the card often.  Also, the card allows you to make your purchase at a store and actually gegt cash back at the register, up to a total of one hundred dollars.  In this way, the card offers the best of both an atm card and a standard credit card. 

I found the application process to be quite easy.  In addition, I used a preselect offer, and was awarded a fifty dollar...

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5 star rating
reviewer
laurapa
West Hartford, CT



1
helpful
vote
in debt, paying cash, Every day computer user, a low risk investor, Ms. Fix-It, saving a little, energy conscious, budget conscious

APR
10
2009

I received my Discover card about a year ago and I like a lot of different things about them.  For starters I like that my Discover card has a cash back policy.  Whatever I spend, I get 5% back, to some people that may not be a lot, but not many credit cards are willing to give you money back.  Now what really made me extatic about Discover card was that I was in a huge financial bind and I called them up and they dropped my APR as well as stopped any overage charges and late fees.  I spoke to a very kind woman who helped me tremendiously!!!  The thing is, is that I had to call Discover for...

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5 star rating
reviewer
stillaughing
Monticello, NY



1
helpful
vote
Every day computer user, on a strict budget

AUG
20
2009

I have been with Discover for 20+ years and have never been disappointed in them.

I have had fraudulent charges but they called me right away and took those charges off then issued a new card.

I wanted to make a major purchase and they dropped their interest rate from 20% to 3.9% just by asking.

It's easy to get a secure number from Discover (not all companies are doing this which they really should) so you can make purchases on-line without worrying that someone will get your actual card number.

Every quarter you get extra savings (5% cash back) for different purchases right now it's gas!)...

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5 star rating
reviewer
nan4tjn
Saint Augustine, FL



1
helpful
vote
an moderate investor, Every day computer user, an aggressive saver

NOV
24
2009
I have been a discover card user since the mid 1980's. I have never had an incorrect billing or any other problem. When we take multi-state trips (about twice a year) I call Discover and give them a "heads up", forstalling any questions about use of the card. Since we charge most "everyday" expenses - $3,000 t0 5,000 per month - as well as travel expenses, the amount of cash we receive each year is substantial.
5 star rating
reviewer
DoodMC
West Bloomfield, NY



1
helpful
vote
Every day computer user

AUG
4
2009

I recently opened my Discover card and  I am really happy with it. The card offers a great cash back rewards program and there is no annual fee. This makes this card very appealing to have  and use.


5 star rating
reviewer
smspangler
Tucson, AZ



1
helpful
vote
Every day computer user, on a strict budget

AUG
12
2009

I ENJOY GWTTING MY DISCOVER CARD IT HAS LOW INTEREST AND NO YEARLY FEES. IT HELPED ME GET GOOD CREDIT SCORE WHILE GETTING FREE MONEY FOR USING IT. 


5 star rating
reviewer
COLEMAN
Lexington, KY



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