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I have really enjoyed my Discover credit card. It works wonders at the gas station and earns me points for either cash or other awards. What particularly pleases me is that I can use my points for a value of $20 and get a value of $30 in Blockbuster movie awards. I would be buying the gas either way, but with this card, I also earn seven free movies, roughly a $30 value at Blockbuster. We have a large family and four of us drive cars. When prices were really high (around $4.50), our gas bills were huge, but the rewards stacked up quickly and we were able to enjoy free movies during a difficult economic time. I also like just charging my gas on one card so I can know how much I need to budget for gas each month. I also receive my bill via email and in the mail. I pay it using my bank's online payment system. I have never received a late fee and really appreciate not having an annual fee. I plan to keep this card for a long time or at least until the expiration date!