I received my Discover card about a year ago and I like a lot of different things about them. For starters I like that my Discover card has a cash back policy. Whatever I spend, I get 5% back, to some people that may not be a lot, but not many credit cards are willing to give you money back. Now what really made me extatic about Discover card was that I was in a huge financial bind and I called them up and they dropped my APR as well as stopped any overage charges and late fees. I spoke to a very kind woman who helped me tremendiously!!! The thing is, is that I had to call Discover for another reason, but then this woman offered this solution to my financial bind and it's helped me. I have dealt with other credit card companies for different reasons than just a problem and I've never gotten this much help from any of them.