Discover - Discover Platinum Review

I had a Discover card until we got too poor and couldn't keep it anymore.

In the world of credit cards, the Discover is probably one of the better choices, but unless you are rich or at least make sure you don't charge more than you can pay off each month, they are the best way in the world to lose everything you've got.

It is too much temptation, if you really can't afford to buy anything spur of the moment, to even keep a card.  

If you don't make your payments on time or get in a pinch and can't make one at all, instead of doing anything that might help in any way, they double, triple, (or even more)the interest rate you may have. So if you weren't quite sunk before, you certainly are now.

So for that reason, we have gotten rid of all credit cards and intend to keep it that way. Our bank account includes a debit card, which gives all the convenience of the credit card, but it's your checking account, not a line of credit that is someone elses' money.