Discover - Discover Card Cashback Bonus

Discover - Discover Card Cashback Bonus Reviews



Overall 4.5 star rating4.38 of 5 (by 32 users)



Discover - Discover Card Cashback Bonus Review Summary

Credit cards like Discover Card with Cashback Bonus have more to offer than just a means to make purchases conveniently. Reviewers like many things about this card, but the cashback bonus is the one that they like best because it helps to reduce the overall expense of using the card. Discover Card with Cashback Bonus is also liked for its widespread acceptance and for the fact that the customer can select his/her own due date. “Discover Card Really Helps Save You Money” and “Has Always been There for me When I Needed It”. About the only problem people have with the Discover Card with Cashback Bonus is its higher than average interest rate, which is something important to consider. Other than that, the Discover Card with Cashback Bonus is a well- liked Credit Card that refunds money based on purchase amounts and offers a name that users can trust.
56% of people rated Discover - Discover Card Cashback Bonus as 5 stars
56% of people rated Discover - Discover Card Cashback Bonus as 5 stars%
56%
28% of people rated Discover - Discover Card Cashback Bonus as 4 stars
28% of people rated Discover - Discover Card Cashback Bonus as 4 stars%
28%
13% of people rated Discover - Discover Card Cashback Bonus as 3 stars
13% of people rated Discover - Discover Card Cashback Bonus as 3 stars%
13%
3% of people rated Discover - Discover Card Cashback Bonus as 2 stars
3% of people rated Discover - Discover Card Cashback Bonus as 2 stars%
3%
No one rated Discover - Discover Card Cashback Bonus as 1 star
No one rated Discover - Discover Card Cashback Bonus as 1 star%
0%
90% 90% of people recommend Discover - Discover Card Cashback Bonus 10% of people don't recommend Discover - Discover Card Cashback Bonus 10%
 

Discover - Discover Card Cashback Bonus Comparison

5 star rating Most Helpful
Favorable Review
SEP
4
2009

You get cash back?  Thats right you get cash back!   Now you get the new and improved credit card, that actually offers cash back!  How awesome is that???  I think  that it is pretty daggone awesome!  Everyone that I know with one of the Cash Back Credit Cards does not  complain! Discover cards  ...

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2009 Writer
paying cash

Cari09
Prestonsburg, KY
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3 star rating Most Helpful
Critical Review
JUL
22
2009

I have been a discover member since 2007. At first it offered me 0 % interest, which was good for me because it forced me to pay off my balances in a fixed amount of time. I have since then payed off the balance I owed, and although I still use the card daily, the big difference is that now I pay the...

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reviewer 2009 Reviewer
Every day computer user

sarahyen
Metairie, LA
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Discover - Discover Card Cashback Bonus Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 32 sort by: most helpful | date | rating


D
budget conscious, Every day computer user, value conscious, practical, saving a little, not rich, Willing to pay for quality

NOV
19
2009

I absolutely love using my Discover Cashback Card...Every 3 months you sign up to receive 5% cashback rewards in popular categories like groceries, gasoline purchases, hotels/motels, department stores, restaurants, movies, and more.  The categories sort of fit the months, ie (gasoline, hotels, restaurants-June-July-August-The months you're more likely to travel),  Also Discover has now offered 2% cashback on all purchases made November 15th-December 31th...Very nice for Christmas shopping.  You can pay your bills each month and be rewarded cashback, too!   Another special offer for the...

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5 star rating
Kathi4u
Franklin, PA



D
an aggressive saver

JUL
21
2009

We first acquired the Discover Card Cashback Bonus card when we opened our business and needed a card that was accepted at Sam's Club for stock and store supplies.  At the time Discover Card was the only card accepted in the big box store.  With that business now sold we only do enough transactions on this card to keep it up and running, maintaining the long life of this credit to our FICO scores.

In our financial plan we utilize credit cards as a tool to track all our spending and to earn cash rebates on everything we purchase.  We also pay in full any charges made every month make the rebate...

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2 star rating
reviewer 2009 Contributor
lightonmyfeet
Sandwich, IL



D

SEP
30
2009

I'be been a Discover Card Customer for almost a year and have been pleased with it for lots of reasons. There are many benefits to being a Discover Card Holder.

My favorite is the cashback bonus that Discover offers.  There are over 100 partners affiliated with Discover, so if you like purchasing online, then you're in luck.  Cashback rates do vary from 5% up to 20%.

You can also register online for various Discover Promotions such as restaurants, food shopping , video rentals & movies. This is something I'm really looking forward to since I'll be able to build up cashback rewards much faster....

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5 star rating
reviewer
philiph
Los Angeles, CA



D
an moderate investor, value conscious, budget conscious, Every day computer user, not rich, practical, fun loving, a low risk investor

SEP
30
2009

I have been a member with Discover Cashback Bonus Card for more than seventeen years and must say they always treated me with respect. I once had a problem with redeeming my cashback thru their internet connection with AMC Theatre Tickets, for some reason or another I did not receive the tickets and after six weeks I called discover card and explained my problem.  They resolved my problem without further ado and I received my new tickets within one week.  So far this was only one problem I had in seventeen years.  I always sign up for their special promotions, such as getting double bonus...

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5 star rating
reviewer 2009 Writer
Ladydeath
West Columbia, SC



D
paying cash, Every day computer user, an aggressive saver

JUL
21
2009

Hello I have had a discover card for most of my adult life.... I have no credit card debt which is very rare in this society.  All credit cards are great but some are real nice with the bonus';s and prmotiuons they have.  I like dicover because they give you chanceds to earn more points at agiven time byu buying certain types of products.  Last month every time you bought groceries with your card you earned extra points which is fabulous cause we all buy groceries.  One month I earned almost $50.00 dollars U.S currency by buying things I already buy.  Im never charged interest because I responsible...

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5 star rating
reviewer
reba5646
Pittsburgh, PA



D
an aggressive saver

OCT
4
2009

I saw an offer for Discover card with a $50 cash bonus as well as no interest for six months. I am not big on using credit cards. I try to follow the Dave Ramsey rule of "if you can't pay in cash, don't buy it" and I don't think he would be proud of my praising of a credit card company but I have to say I am so happy I made the switch over to Discover. The cash back bonus system that they have in place is great. For each quarter of the year they divide it into gas, groceries, hotels, etc. you get 5% back just for using the Discover card and 1% cash back for all other purchases. It really makes...

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5 star rating
2009 Reviewer
maddymb
Nashville, TN



D
Every day computer user, an aggressive saver

APR
16
2009

In this economy, who can afford to pay full price?  With the Discover Card cashback bonus card, you earn 1% of all purchases.  In addition, they offer a 5% cashback bonus in certain categories.  The categories change every 3 months.  This quarter you can earn 5% on Home & Fashion purchases.  Next quarter it's Gas & Hotel purchases.  The max you can earn with the 5% bonus is $20 a quarter.   If you exceed that, you still get the 1%.  If all this isn't enough, you can also go into their "shop discover" site.  There are some major stores in the program that offer anywhere from a 5%...

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5 star rating
reviewer
rosalita
Windham, NH



D
an moderate investor

APR
18
2009

I have several different kinds of credit cards, but many of their features are lacking compared to my Discover Card.  Discover Card sends me an email letting me know when my statement has been sent and as soon as I receive it, I can go to their home page and set up my payment.  What makes this different from some of my other cards is the fact that it can be set up to be paid in the future, not just for the current day that I am on the site.  This has kept me from ever being late with a payment.  It also keeps the same day of the month for your payment to be due, whereas another of my cards...

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5 star rating
reviewer
GoToGirl
Bennington, KS



D
an aggressive investor

MAY
5
2009

I've been a Discover Card owner since 1986 when they were sponsored by Sears.  They are one of the few card companies that haven't been combined by another card.  One of the thinngs they have done is in the security area: they have contacted me when there is an unusual charge on the account.  We happend to be in Michigan for a wedding and we made a small charge at a grocery store.  We had used a different charge card at the motel.  The next day they contacted me by phone to verify the charge to make sure the card hadn't been stolen.  There was another incident where my card number was used...

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4 star rating
reviewer
bobcincy
Cincinnati, OH



D
Every day computer user, an moderate investor, an aggressive saver

JUL
21
2009

I find using my Discover Cash Back Card to be easily done.  Every where I have attempted to use it countrywide, it is accepted.  I like the feature of having a website available when I need it.  I can pay my bill online.  If I elect to apply my bonus cash back to my account that can be done online, as well.  By deducting the cash back from my balance that will lessen my payment that month of course.  The best feature for me is not having to pay interest on my account if I pay the amount due in full by the due date.  I have another card that you pay the interest on the days that you...

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5 star rating
reviewer
noththistime
Memphis, TN



D
an moderate investor, Every day computer user, an aggressive saver

OCT
16
2009

We use our Cashback Bonus Discover card eveywher we go.  The reason is so simple.  We get cash back!  Every four months they also add five percent more for certain things.   They have five percent cash back on travel for instance in the beginning of the year.  That's always great for us because that is when we like to plan our trips for the year.  Another great feature on this card is instead of getting cash back you can receive a gift card and use say fifty dollars of your cash back and Discover will add another five or so dollars so you get more value for your cash.  I usually will get...

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5 star rating
reviewer
dianemsternig
Cedarburg, WI



D
an moderate investor, on a strict budget, an aggressive saver, a low risk investor

OCT
17
2009

I like discovercard for several reasons. First, it has no annual fee. second it provides cash back bonus, At least 5%, every threee months. For example, for the past 3 months, discover provided 5% rebate on gas.

Since3 i drive to work every day, I fuel mycar quite frequently. I alreadu got at least 40 dollars back for the past three months. Starting this months, discover provides 5% for the groceries and restaraunt purchases. This, is important to my family in terms of budjet purchases.

Disvover card also provides 1% rebate for all other categories. I think the limit is $300 per year.

In addition,...

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4 star rating
reviewer
artyomdubrovsky
Cedar Grove, NJ



D
an aggressive investor

OCT
1
2009

I first got the Discover card in a survey about it i had to try it after which i decided i needed it . I found it pays cash back on most purchaces more on some then others but yu can decide how you use your cash back from DISCOVER CARD .I MYSELF USE IT TO GO ON MY BALANCE BUT I CAN GET GIFT CARDS AL SORTS .I found the card is accepted almost everywhere except for one place my isp provider wont take it but thats a private group. I love it when i got my new appliances i used the DISCOVER CASH BACK CARD The guy said great you have our partners card you get cash back you know i said yes its great....

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5 star rating
2009 Writer
zoeymac6
Davis, IL



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