To me, all credit cards are all about the same. As long as you have the best interest you can find, the only thing that makes one stand out from the other is the customer service. Ive been with about 4 cc companies, and discover has, hands down, the best customer service. When ever I need to contact them, they really treat me like they want my business. I hate it when I feel like Im talking to someone who is just sitting behind a desk collecting a paycheck. Thank goodness there is at least one cc company who staffs people who really do seem to care!!! Yeahhhh discover!!