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I've used Discover Card since 1988, the first card who would extend me credit in my own name. When somebody stole my number and tried to use it, they called to inform me, cancelled my number and quickly issued me a new one, and made sure I wasn't responsible for the charges. When I divorced and changed my name, they quickly issued me a new number with my name changed; the customer service rep asked in a genuine way if there was anything else they could do and even wished me good luck!
I pay off my card in full every month, so I'm not sure of their interest rates or fees. I only missed a payment once, called and talked to customer service, and they waived the fee.
I charge most things on my Discover. They have no annual fee and I earn at least $100 cash back each year.
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