Discover - Discover Card

Discover - Discover Card Reviews



Overall 4 star rating3.83 of 5 (by 29 users)



52% of people rated Discover - Discover Card as 5 stars
52% of people rated Discover - Discover Card as 5 stars%
52%
10% of people rated Discover - Discover Card as 4 stars
10% of people rated Discover - Discover Card as 4 stars%
10%
21% of people rated Discover - Discover Card as 3 stars
21% of people rated Discover - Discover Card as 3 stars%
21%
3% of people rated Discover - Discover Card as 2 stars
3% of people rated Discover - Discover Card as 2 stars%
3%
14% of people rated Discover - Discover Card as 1 star
14% of people rated Discover - Discover Card as 1 star%
14%
73% 73% of people recommend Discover - Discover Card 27% of people don't recommend Discover - Discover Card 27%
 

Discover - Discover Card Comparison

4 star rating Most Helpful
Favorable Review
AUG
25
2009

I have been a Discover Card credit card holder since 1999, when I first signed up as a college student.  I do not every carry any balances over from one month to the next, and always pay my bill on time, in full.  I would recommend the Discover Cards for people who do not want to use a credit card...

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reviewer 2009 Reviewer
an aggressive saver

bg20087
Rochester, NY
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1 star rating Most Helpful
Critical Review
AUG
31
2009

I was very disappointed with Discover card when our card was stolen. We called to cancel the card and the guy on the other line said he could not do it. My husband hung up. We received our bill and saw credits on there that we did not make. We called them up and asked for their help with the matter....

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reviewer 2009 Reviewer

jonsonash
Boise, ID
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Discover - Discover Card Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 29 sort by: most helpful | date | rating


1
helpful
vote
paying cash, frugal when it counts, on a strict budget

MAR
8
2009
I recently discovered that while on monthly billing statments don't show your entire account number which is a good thing for fraud protection. If your ever getting your credit reviewed or need to do business with the bank, Discover cards policy is to not disclose this information do to liability as per a customer service person that I spoke to. The only time they will give a bank your full account # is when your account has been cancelled. It doesn't make business sense to do such a thing.


3 star rating
reviewer
my2cents79
Acushnet, MA



D
on a strict budget

SEP
29
2009

I used the Discover card for years and loved it. They offer a points system that allows you to be rewarded for every dollar you spend. You are able to cash in your points for girft cards, cash, or money towards your credit card bill. They also do not charge an annual fee and they offer a variety of programs that include but are not limited to credit monitoring, fraud insurance, annual credit reports, and spending charts. Discover also offers online statements as well as online payments and a variety of options on their website. I was a huge fan of Discover until I came into financial issues. I...

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3 star rating
reviewer 2009 Contributor
peachiemermaid
Hurst, TX



D
Every day computer user

JUL
21
2009

I have had a Discover Card account for the past several years and have never found it necessary to dispute one of my charges.

We had a death in the family recently and I was looking for some information about obtaining a death certificate.  I went to the googled the county clerk and state and saw an ad for "Public Records Pro" and searched for my relatives name.  I was told there were two available records which matched my parameters. The site indicated there was a fee of $2.99 which I thought was reasonable.  Unfortunately I failed to read all of the fine print and found that the charge was...

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5 star rating
reviewer
granddaddy5
Flint, MI



D
Every day computer user, On a Budget

DEC
9
2009

     The discover card was our first credit card.  We were able to get it with very little credit history.  

     The card has many dreat features, but my favorite is the Cash Back program.  You get 1% for every dollar you spend, but you can sign up every three months for their 5% Cash back program on select categories; for example, some months you can get this on groceries, or restaurants, or even gas.  Also they have shop Discover where you can get bonus cash back for clicking through their site and shopping at select stores online.

     I also love how they do the cash back. ...

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5 star rating
reviewer
Princess21740
Hagerstown, MD



D
Every day computer user

JUL
22
2009

My Discover Card is with me always and the first one I select for purchases.  I receive either 1% cash back or 5% cash back on every purchase I make.  The 5 per cent cash back opportunities change quarterly.  You can double your rewards by selecting a shopping opportunity with many businesses.  You can apply your Reward credit to your Discover Card account. 

I use my Discover Card even for small purchases to earn the 1% cash back.  Every dollar spent ears a penny credit or a nickle credit if the 5 per cent cash back offer for that quarter applies.  At least once a year the 5 per cent cash...

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5 star rating
reviewer
linkaann
Mission, TX



D
an moderate investor, Every day computer user, Open-minded, Safety conscious, into trying new things

DEC
7
2009

I consider myself a computer geek. I spend a huge amount of my spare time on the computer each day so I decided that I should put it to good use. When I am online , I try to find ways that I can save money or earn extra money. That comes in handy in todays economy. Recently I came across an advertisement and offer for a Discover Card. I currently have enough credit cards but I was enticed to give Discover a try. As I read about the savings you can get by using the Discover Card...such as cash back for certain purchases, I thought I might could benefit. Right now  you can get up to 5% cash...

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5 star rating
2009 Reviewer
jcoleman20
Thomasville, NC



D
an aggressive saver

SEP
20
2009

Discover card will pay you cash back for any amount you put on your card each month. They place your cashback in an account that you can allow to grow, or cash out each month in twenty dollar increments. You may also use your cash back bonus to purchase gift cards, or even donate to charity.They also give you the opportunity to sign up for five percent  additional cash back opportunities each quarter. The cash back opportunities for this quarter are gas, hotels, and theme parks. The fourth quarter will be grocery stores, restaurants, and movies. As you can see, the cash back is on things that...

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5 star rating
reviewer
no124fan
Valrico, FL



D
saving a little

JUL
21
2009

Discover Card:   Sorry, I just wrote the whole review in the tags section.  This card was true to its advertising.  I used it to pay off a high interest credit card, and was even forgiven a late payment.  I immediately qualified for 8000 credit, and saved about 1300 in interest by transferring my balance.  The card also donated proceeds to breast cancer research which is a cause close to my heart and in my immediate family.  It was so easy to use and the service was so good, that I applied for two additional cards for my college students.  They were able to set up an account on line, and...

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5 star rating
reviewer
clcl
North Easton, MA



D
in debt, Every day computer user, on a strict budget

JUL
24
2009

I've had other credit cards in the past, but since I got a Discover card, it's the only card I use.  They have the best customer service I've ever experienced.  I really appreciate that they phone me when a charge doesn't go through to see if I'm aware of it and let me know how to faciliate the purchase if I still want it.  Any unusual activity such as a series of small online purchases results in a call to make sure my card is still in my possession.  They even notify me prior to the bill generating if I'm approaching my limit and an over-the-limit fee is about to be assessed.  They provide...

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3 star rating
reviewer
anjelia1968
Fairland, IN



D
in debt, on a strict budget

AUG
31
2009

Discover Card is abosolutely the best credit card company to work with in the credit card industry.  The cash bank is alright but not the only reason to join with such a repubatable company.  They call you whenever they feel something is wrong which is great.  Since I am now living in a new city if transactions occur in the city I lived in in the past they call, if transactions occur in a new city which I do not live they call to let me know and ensure that these are truly my transactions.  Because of the current economic situation, many companies are shutting down credit limits and I have...

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5 star rating
reviewer
no1lared
Houston, TX



D
Every day computer user

AUG
25
2009

My Discover Card has been an excellent source for building/repairing my credit. I have never had any problems with customer support. They have been well versed in every question or problem that I have ever had. It is used most places that I have frequented.  The cash back bonus is a great incentive. Who does not spend money? Who does not want to get paid for spending money? Let's be realistic about this; If you pay your bill on time and pay all or most of it off monthly you are making money. Who would not want that? This card has helped me to repair some of the damage that my previous marriage,...

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4 star rating
reviewer
nursetmh
Malvern, AR



D
not rich, fun loving, budget conscious, value conscious, practical, on a strict budget, saving a little, cost-conscious

OCT
5
2009

This card is great for anyone. My parents have the same card and they love it. I am a cost-conscious college student on a tight budget and I love it the same. The online banking system is wonderful, matched only by the outstanding customer service. They reply to e-mails within minutes and send important updates and reports through e-mail. I never have to use the paper bill because the online payments are super easy to use!

The cashback rewards are also a huge perk along with the low interest rate, I have never had a credit card that I have been so consistently happy with. They are flexible, easy-going,...

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5 star rating
reviewer 2009 Contributor
ShunshineSuzy
Tampa, FL



D
paying cash

AUG
25
2009

I think discover card and all other credit card companys are not fair. The reason why is because if you have no credit or very little credit than you will not get approved for one of their cards. Take me for an example.. I have no credit. I have a pretty good job that pays pretty good. I have hardly any bills but they will not approve me for a credit card. I am trying to build credit but how can I if no one will approve me. Discover card sent me an email saying sorry but they can not approve me at this time. For me try again at a later time. Meaning once I build up some credit. I will not reapply...

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1 star rating
reviewer
melissadp
Roebuck, SC



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