Discover - Discover Card Review

I used the Discover card for years and loved it. They offer a points system that allows you to be rewarded for every dollar you spend. You are able to cash in your points for girft cards, cash, or money towards your credit card bill. They also do not charge an annual fee and they offer a variety of programs that include but are not limited to credit monitoring, fraud insurance, annual credit reports, and spending charts. Discover also offers online statements as well as online payments and a variety of options on their website. I was a huge fan of Discover until I came into financial issues. I had a very high risk pregnancy and was in the hospital for months unable to work. I tried to work with Discover regarding interest rates and payments and they wanted nothing to do with it. Within the first month of missing a payment my interest rate more than doubled and I was slammed with multiple fees. They requested a payment of more than $800.00. I called several times trying to come to some sort of agreement, but in the end there was nothing they could do for me, a valued customer for several years. I was never late on a bill and I always paid more than the minimum payment. I thought for sure they would have a program for someone like me, after all they have so many programs. I would recommend Discover card to someone if they know they will never never fall into hard times. They offer wonderful services, but it just isn't worth it if you can't count on them in times of need. After all, that's what they're there for, right?