I have had my Discover Card for 7 or 8 years now. I have never wanted to get rid of this card because it is so reliable. One perk is that Sam's club won't take any credit card other than Discover.....and I love Sam's Club! Another is that my interest rate is at a fixed rate of 9.99%. It has gone down over the years since then. The cash back program is wonderful. I try to use it to its potential each month. Different months have different categories that you can earn 5% back. All other purchases are 1%. I love it!
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