Discover - Discover Card Review

My Discover Card is with me always and the first one I select for purchases.  I receive either 1% cash back or 5% cash back on every purchase I make.  The 5 per cent cash back opportunities change quarterly.  You can double your rewards by selecting a shopping opportunity with many businesses.  You can apply your Reward credit to your Discover Card account. 

I use my Discover Card even for small purchases to earn the 1% cash back.  Every dollar spent ears a penny credit or a nickle credit if the 5 per cent cash back offer for that quarter applies.  At least once a year the 5 per cent cash back includes gasoline. and hotels.  I have been fortunate to be traveling during that Reward offer.  I even had the opportunity to book a pricy cruise on my Discover Card and received the 5 per cent cash back.

Disputes are handled in a expeditious maner.  An internet purchase I made was billed to me twice.  Discover Card deducted the second charge immediately upon my notification and allowed me the time to resolve my issue with the company that double-billed me.

I would strongly recommend this Discover Card to everyone that shops with credit cards.  The money-saving value of putting my Rewards Credit against my charges is the main reason I use this card.