Discover - Discover Card Review

I have been a Discover Card credit card holder since 1999, when I first signed up as a college student.  I do not every carry any balances over from one month to the next, and always pay my bill on time, in full.  I would recommend the Discover Cards for people who do not want to use a credit card to buy things they can't afford or do not think they will have the money to pay off when the bill arrived next month.  The interest rate on this card is quite high compared to other cards.  I must admit that I do not know the exact interest rate but I think it is around 18 or 19%.  I'm sure there are many other credit cards with loser interest rates for those people searching for balance transfers, etc.

But, if you are like me, a credit card user only for the ease and convenience of not paying cash, then this card is ideal because of the Cash Back rewards.  You get a percentage back on all purchases and then can double your rewards at one of the many hundred participating merchants.

The only problem I have had is that some merchants do not accept Discover Card.  I have found this to be especially true when I've traveled to Canada.