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I was 18 years old and how do you establish credit when you have none?? I couldn't get a loan and wasn't approved for any credit cards? How was I suppose to establish my credit. I applied for the Discover card and now 18 years later still have it. I was so apprecitive they gave me a card. I now have outstanding credit and it was because they gave me a chance to get some credit! I used to love their rewards program...because I am a saver type. I love the fact there is no annual fee and if I pay it off every month I never get charged interest. So the card for me to have is free. And then to top it off I get rewards! So a card that is free and then get rewards. I loved it but other cards started coming out with better rewards programs where I would get more back so sytopped using my card as much. I wish they would try to keep up with other rewards programs but I will always be thankful they were the only company years and years ago that would give me a card when I had no established credit yet. I owe my beginnings of my finanaical life to them!
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