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We signed up for this credit card with hesitation, because we were trying to improve our credit and get out of debt, not accumulate more! However, we applied and were approved for a small limit. Every month, we charged our gas for our vehicles on the card and then paid them in full. Well, after doing this for 6 months our credit score rose 70 points! That is a huge difference, especially for one little credit card! We didn't pay finance charges since we paid in full each month. We did pay a monthly fee of $6. Worth it for all of the help it gave us. It helped us raise our score enough so that we were able to buy a house! Now that we have had the card for a year, creditone raised our limit without us even having to ask. We are very pleased with this card, and it is the only card that we plan to have.
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