Credit Card Reviews


displaying 1 to 15 of 17 reviews
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Visa - Vanilla Visa

Visa - Vanilla Visa
paying cash, Every day computer user, on a strict budget

JUL
4
2009

I have a hard time with Vanilla Visa Gift Cards and I do mean cardS I have purchased many over the years . I use to not ever have problems but now they are constant. When I  use to buy Vanilla Visa Gift Cards I used them to purchase online or at a retail store. But within the last several months I found every time I try to use them they decline my purchase. I have called them many many times And when I get customer service the people are nice but they blame the business I'm trying to get a product or service from. You have to register the card  and then hope it works. which for me has been a...

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1 star rating
reviewer
gowgirl
Klamath Falls, OR



Citi - Professional MasterCard

Citi - Professional MasterCard

JUL
4
2009

Citibank's Professional credit card is marketed as a business credit card, but will be reported to the credit bureaus as a personal card.  The highlight of the card is that you get three points per dollar spent atrestaurants, office supply stores and gas stations.  You will get one point per dollar spent for all other purchases.  The points can be redeemed at Citi's Thank You program.  This reward program is pretty comprehensive and you will have many options to redeem you points with: straight cash, statement credits, a variety of gift cards, mortgage payments, student loan payments,...

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4 star rating
reviewer
mochi0172
Saint Paul, MN



Citi - Forward

Citi - Forward

JUL
4
2009

Citi's Forward credit card is similar to their mtvU card:  five points per dollar spent at restaurants, bookstores, and music stores, and one point for all other purchases.  However, this card does not require you to be a student in order to qualify for it!  The Citibank Thank your reward program is one of the best credit card reward program available because you have so many options for redeeming your points:  cash, gift cards, statement credits, mortgage payments, student loan redemptions, gifts/other merchandises.  You can't always redeem everything at a one point per one cent ratio, but...

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5 star rating
reviewer
mochi0172
Saint Paul, MN



Citi - mtvU Visa for students

Citi - mtvU Visa for students

JUL
4
2009

I've had this card (Citi mtvU) for over 3 years and it is awesome for this student.  You get 5 points per dollar at restaurants (including fast food), music stores, and bookstores (amazon.com is included, even if you don't buy books!!).  The points can be redeemed through Citi bank's Thank You network and there are a lot of options:  Gift cards, cash, statement credits, mortgage, student loan credits, travel, merchandises/gifts.  Not everything can be redeemed at a 1 point per 0.01 ration, but I still think this is one of the top reward programs.  With the mtvU card, you can earn points...

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5 star rating
reviewer
mochi0172
Saint Paul, MN



Chase - Platinim Visa

Chase - Platinim Visa

JUL
3
2009
Always treats you like a Great customer. We are still very happy even though it use to be different banks. Still has the "important customer feeling".
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5 star rating
darlyn63
Sterling Heights, MI



Visa - Visa

Visa - Visa

Rated on July 1, 2009

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5 star rating
reviewer
t1ggre
Pittsburgh, PA



Wells Fargo - Checking Visa

Wells Fargo - Checking Visa
saving a little

JUL
1
2009

We pay a small annual fee to use this checking visa but it also allows to gain points to use towards rewards 'other' business gift cards or redeem our points for cash.  We have found that by using this card on our everyday business purchases (which we try to only use with major corporation and not on the small businesses) that it is a way to get an automatic discount.  Discount may be small but at least it is there.  Personally I see it as an incentative for the banks to cash in on the 'credit cards' use charge that credit cards companies on making BIG money off the fees charge to merchants...

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4 star rating
reviewer
karenwlod
Grand Prairie, TX



PayPal - Visa

PayPal - Visa
an ebayer

JUL
1
2009

If you buy or sell on Ebay, then you really need a paypal account. I have one and I'm so glad that I do. Paypal is so nice to have. If you buy anything on Ebay, most sellers prefer that you pay with paypal, and why not? It's easy, convieniant and free to open your account. With paypal you can transfer money from your bank account, into your paypal account. Then you can use that money to buy things online, not only on Ebay, but anywhere online that accepts credit cards!!! You can also transfer money from your paypal account right into your bank account. For example, if I sell something on Ebay...

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5 star rating
sherryr38
Fort Scott, KS



American Express - Platinum American Express

American Express - Platinum American Express
an moderate investor

JUN
30
2009

awesome!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

11!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!...

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3 star rating
reviewer
berniephyl
Manchester, NH



5 star rating
reviewer
bebeloca24
New York, NY



American Express - Starwood Preferred Guest

American Express - Starwood Preferred Guest
Every day computer user, an moderate investor, a low risk investor, an aggressive saver, on a strict budget

JUN
28
2009

Because I travel a lot for business, I wanted to take advantage of the fact that I am a frequent-flier as much as possible.  I didn't want to get stuck with an credit card that limits me to just one specific airline (and each of the major players seems to have their own nowadays), since I fly on different airlines (depending on the city-pair for that specific day).  I also wanted to have a credit card that would reward me for hotel stays as well.  The Starwood Preferred Guest card by American Express not only allows you to redeem points for free stays at their quality hotel chains, but this...

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5 star rating
reviewer
VDeVilliers
Kansas City, MO



Capital One - capitol one visa

Capital One - capitol one visa
in debt, paying cash, Every day computer user, a low risk investor, saving a little, on a strict budget

JUN
28
2009

I had to declare bankruptcy and got a credit card that had a annual fee. capitol one approved me for a card with a low credit and since i have been using my card in the past year my limit has risen 3 times without me even requesting it! I have had no problems and when a charge was made to my account that i did not approve they quickly solved the problem and got me the money back. The capitol one visa is a great card and what made it even better was that i could personalize it. i was able to upload a picture of my dog and have it put on the card so it makes it unique and mine. I am able to receive...

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5 star rating
reviewer
krissyefalent
El Paso, TX



Wells Fargo - Mastercard

Wells Fargo - Mastercard
Every day computer user, an aggressive investor, on a strict budget

JUN
28
2009

Someone got access to my checking/savings/credit card information. I notified Wells Fargo within 9 minutes of when I found out.  Someone changed my home information: home phone number and address.  After over one month Wells Fargo is still sending my bank and credit card statements to the wrong address.


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1 star rating
reviewer
gizmo51
Tucson, AZ



Chase - platinum

Chase - platinum
an aggressive investor

JUN
28
2009

great card


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5 star rating
reviewer
rahuls343
Mikana, WI



BECU - Visa

BECU - Visa

Rated on June 28, 2009

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5 star rating
reviewer
Sassygirl68
Tacoma, WA



Credit Card Reviews

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