we were with commerce for 10 years and they tried to rip us off with a 1000 dollar policy for a new home purchase for home owners insurance claiming we did not have credit worthiness. Needless to say, we went else where, and with our good credit, were able to get great insurance cheaper than their cheapest policy of 500 dollars per year premium. With my whole family included, this new insurance company got 9000 dollars worth of busness a year from us, because we have new drivers in our home. BAD CHOICE COMMERCE> YOU NEED TO CHECK OUT THE INADEQUATE AGENTS THAT WORK FOR YOU IN MANSFIELD MASSACHUSETTS.