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Citi - Upromise Platinum Select Mastercard

Citi - Upromise Platinum Select Mastercard Review



Overall 3.56 of 5 view all 9 reviews




Earned $1000 so far for college just using it for gas and food
5 star rating

free gift card rewards junkie, don't carry a balance, interest conscious, an online shopper, researcher, always looking for ways to save, appreciative of good service, pay my cc bill off each month
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Pros

    one time contribution, Other people can contribute, More than one account, Citi Upromise World for higher spenders, Many ways to earn even McDonald's, Shop on line through Upromise, Add many grocery cards and credit cards, Low monthy contributions

Cons
    Avoid interest pay off monthly, Can not contribute more than $300 a year

NOV
26
2007

I started using my citi right away for gas intead of my previous card.  I used it for groceries and some other shopping.  I eventually signed up for the 529 with a min contribution of $250.  It was a one time contribution or you could set up a monthly contribution.

When my upromise account statement comes I love looking at the transactions posted to my account because there is always something going into my college fund.  It has now earned over $1000 since I first joined.  Please read info on it before joining because there are fees associated with the 529 and you may want to ask your tax advisor.  There is no annual fee for the credit card and if you don't need a college fund it can be transfered to a friend's or other family members account.

There is also Citi Upromise World card for people who put alot of money of credit cards.  It has no limit of earnings per year.

I highly recommend using it in place of a check card but budgeting the money so you can pay it off every month.  Otherwise the money your saving for college ends up being money you wasted on interest.

Last edited on Dec 17, 2007


I_thumb_up Citi - Upromise Platinum Select Mastercard is recommended by xtine


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