Citibank - Platinum Visa Reviews

I dont recommend going in debt with credit cards. With limited credit and new to the credit world I was able to get the citibank platinum visa. They provide a reasonable credit limit, and I really love that it is obvious they review your account and make changes accordingly. I have seen them increase my credit limit, and I have seen them decrease my interest rate after it had gone pretty high up because of missed payments. I got back on track, and I have seen them decrease it because of it. 

Good customer service also. I say good customer service because I have other credit cards and when I call...

After a recent charge not made by me, I called Customer Service. I was amazed at how fast they resolved the issue! The Customer Service Representative was quick, Courteous and very helpful. I have many other cards but this is now my card of choice! Kudos to Citi Card! I've heard horror stories of false charges but this transaction could not have been handled any better! I am very happy and impressed with the service I received. I did not get a foreign call center either, as I had expected. Good job! I will be using this card for all of my future purchases! I was also informed of special offers...

We were never late on payments & carry a balance on our citi cards.  They sent us a notice saying that they were raising our interest rates to 29.99% in order to continue extending credit to customers.  We closed our accounts. It's ridiculous