I've had this card (Citi mtvU) for over 3 years and it is awesome for this student. You get 5 points per dollar at restaurants (including fast food), music stores, and bookstores (amazon.com is included, even if you don't buy books!!). The points can be redeemed through Citi bank's Thank You network and there are a lot of options: Gift cards, cash, statement credits, mortgage, student loan credits, travel, merchandises/gifts. Not everything can be redeemed at a 1 point per 0.01 ration, but I still think this is one of the top reward programs. With the mtvU card, you can earn points...
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