Citi - Dividend World MasterCard Reviews

Citi Dividend Master Card could be one of the best

Overall

Rated 4 out of 5

I have been a customer with Citi Dividend Master Card for about five years.  My experience with this company was very good until recently.  In January of  2009  Citi Cards had a advertisement for Credit Protector on their website stating that if I became a member of Credit Protector for six month, I would receive a fifty dollar visa card, so I signed up, please keep in mind that I also signed up because I trusted Citi Cards.  After six month I called citi cards why I have not redeived my fifty dollar visa card and they switched me over to credit protector and they acted surprised about my request and flat out told me that there was no such program in process.  N...

Citi Credit Cards are the best company that I have dealt with

Overall

Rated 5 out of 5

I have dealt with many credit cards companies over all my years and only Citi cards are one of the very few that will work with you on special balance transfers, and getting it into the bank real quick.  I have yet to have a problem with asking them anything special, such as a 'cap' on a balance transfer or to lower interest rates, even if it's only for a few months or an increase in my credit limits.  They have always been respectful to me on the phone when I call and very professional.  They have a twenty four hour, seven day a week call number and they will even report any strange, out of your normal routine activities that might occur.  I have been able to transfer money into my son's account from there, all that was needed was him making a payment from his account into that card and it was in there, in one to three business days!!    This is a company I would certainly recommend if you're looking for a credit card company that you can trust!

Citi Dividend Card, get back a little of what you spend!

Overall

Rated 4 out of 5

I have to say that I truly enjoy my Citi Dividends Credit Card.  I have been with them for 7 years now, and have had very little to complain about the company as a whole.  I have received 0% interest, have been able to call the company and have my interest rate lowered when I feel it has gotten out of hand, but best of all.....I have the ability to reimburse myself by using it as I normally would.  I am a single mom on a pretty strict budget right now, and trying to dig my way out of debt.  I want to take my kids on vacation, so I am paying down on my credit card as much as I can, so that when we get to go on vacation (ta first for my 2 kids and I) I will have available credit.  And with 2% back on things like gas and lodging, that says alot these days on how much I will be able to accumulate to put back down on my credit card, or take it as a check later on.  There are so many rewards to this card that I just can't express enough how much I love it!

best cash back card

Overall

Rated 4 out of 5

If you are looking for a credit card that pays you for any purchases you make with a lower interest rate, then citi world master card should be your first choice. They pay 5% for gas or groceries and 1% anywhere else. Keep in mind that they change the cash back categories often but rest assured that you will alway get more than 1% in any of travel, gas or shopping. Excellent customer service. They also come with promotional balance transfer APR if you are looking for trasfering debt from a higher interest credit card.

I think travel insurance also comes with this card. The draw back is they can change the default purchase rate any time. But this is true with any card. On top of this, their online account access is also good. You can chat with a live customer service agent if you run into any issues.

Once the cash back reaches $50 or more, you can request a rebate check and it arrives mostly within a week.

Great credit card but comes with spam

Overall

Rated 4 out of 5

The Citibank Platinum Select Dividend Mastercard is my credit card of choice when I'm not using my American Express Blue Cash Credit Card, which offers a higher percentage of cashback but is less widely accepted. The Citibank Platinum Select Dividend Mastercard excels in that it doesn't have a minimum spending amount before you received the top tier of cashback percentages, like the American Express Blue Cash Credit card does. However, you do have to monitor the amount of cashback you accumulated and request a cheque from Citibank when it reaches a certain amount. (The American Express Blue Cash credit card automatically credits your annual cashback to your bill, which is a lot more convenie...

Look for a credit card to do more look toward Citi Bank Dividend

Overall

Rated 4 out of 5

When I was searching for a new credit card that I would use on a daily basis, I wanted something that would have a low interest rate and would give me some kind of benefits. (Remember when ever you are looking at credit cards, it is important to realize when you use it you will need to pay it all back. Some people do not have a good sense of what they can afford and can end up in serioud amounts of debt.) This card enables me to accumulate one percent back on everything, and more higher percentages on items I buy frequently, and higher percentages if I make purchases through their online catalog. When making my decision to apply for this card, I took into consideration the fact that Citi Ban...

citibank- what a crappy company

Overall

Rated 2 out of 5

I have to say I am not a big fan of citibank.  I am one of those people that pay off my bills in full every month, so I don't even know what my interest rate is because I've never had to pay it.  But citibank just randomly closed my account saying that it was compromised and opened a new one without me even knowing.  And so it shows up on my credit report as me closing my account and opening a new one, even though I didn't close the account.  I'm not sure if that does anything to my credit score but it kind of annoyed me that they did that.  Also, the dividends are only 1%, so it is pretty low.  There are better rewards cards out there.  Also, I find it ver...

the smartest card i ever got

Overall

Rated 5 out of 5

I applied for and received an American Airlines World Mastercard a few years ago. At the time, I didn't realize the benefits.

Not only am I receiving frequent flyer miles from AA every time I use the card but I have received many benefits when renting a car.

Most credit cards will provide car insurance when you rent a car (thus saving you money by not having to buy insurance from the rental company). The world mastercard covers insurance for car rentals in ALL countries. If you are travelling to Ireland (for example), the ONLY card that will insure you is the world mastercard.

Reviewer is an employee or otherwise affiliated with the brand.

Great straight forward card

Overall

Rated 5 out of 5

This card is great!!  I have used it for all of my everyday purchase and accumulated the benefits from the cash back.  It offers 1% on all purchases and 3% back on all convenience store purchases as well as gasoline and grocery stores.  This card also comes with no fees anually

best cash back credit card

Overall

Rated 5 out of 5

 I* have researched cash back cards and this is the best, at least for my needs.  It's 2% back on supermarkets, drugstores, gas stations, convenience stores, cable, and utilities like electric, gas power, water and refuse.  1% on everything else.*