Citi - Upromise Platinum Select Mastercard Review

Upromise is a great program, and this card will certainly help you towards saving money in that program.  The bonus you get for gas and groceries is nice, although that comes from buying certain brands/products.  Yes, the interest rate is a bit high, but that is typically the case for rewards credit cards.  I wouldn't recommend a rewards credit card for people who keep any kind of significant balance on their cards.

One really awesome feature available to account holders through the card's web site is a program called Virtual Account Numbers.  This program works for any transaction that does not require you to actually show the card to someone (Internet/telephone).  It generates a "virtual" account number that is different from the actual number on your card, but will work when you use it.  You can even put a limit on that number so that you cannot be overcharged.  This feature alone is reason enough to get the card.