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I started using my citi right away for gas intead of my previous card. I used it for groceries and some other shopping. I eventually signed up for the 529 with a min contribution of $250. It was a one time contribution or you could set up a monthly contribution.
When my upromise account statement comes I love looking at the transactions posted to my account because there is always something going into my college fund. It has now earned over $1000 since I first joined. Please read info on it before joining because there are fees associated with the 529 and you may want to ask your tax advisor. There is no annual fee for the credit card and if you don't need a college fund it can be transfered to a friend's or other family members account.
There is also Citi Upromise World card for people who put alot of money of credit cards. It has no limit of earnings per year.
I highly recommend using it in place of a check card but budgeting the money so you can pay it off every month. Otherwise the money your saving for college ends up being money you wasted on interest.
Last edited on Dec 17, 2007