Citi - Upromise Platinum Select Mastercard Review

Overall 3.53 of 5 view all 17 reviews

pulelehua71
Colorado Springs, CO

unless you're a shopaholic it's a NO

on a strict budget

Pros

Website easy to use., You won't be tempted to use the money, Earn money for college., Easy to use, Add many grocery cards and credit cards, Shop on line through Upromise

Cons

You have to remember to use it, not inflation practical, Can not contribute more than $300 a year, Have to spend a lot to earn a lot, High APR, short payoff date each mo

AUG

2009

Citi - Upromise Platinum Select Mastercard —

The amount U-promise takes out and puts into savings from your card is so minimal it will be worth almost nothing by the time your child starts college. Inflation and your spending habits affect the outcome greatly. I've been using this for over 10 years and still there's only 10 dollars in my child's savings. Even looking specifically for the upromise labelled goods which are almost never on sale or the best valued items. It would be better to set up a savings account, maybe with Gerber life, and put in 5-10 dollars out of every paycheck until they are college ready. It's free but a waste of time.