Citi - Professional MasterCard Review

Citibank's Professional credit card is marketed as a business credit card, but will be reported to the credit bureaus as a personal card.  The highlight of the card is that you get three points per dollar spent atrestaurants, office supply stores and gas stations.  You will get one point per dollar spent for all other purchases.  The points can be redeemed at Citi's Thank You program.  This reward program is pretty comprehensive and you will have many options to redeem you points with: straight cash, statement credits, a variety of gift cards, mortgage payments, student loan payments, travel (through partnership with Expedia)  and Citi's Visa gift card (which can be used anywhere VISA cards are accepted).  Not everything will be available to be redeemed at a one point per one cent ration, but overall the program is very good and tis card is a great option for professionals or for anyone looking to get better 'cash back' for their spending.