Citi - Dividend Platinum Select Card Review Summary
We all use credit cards, so why not get something extra for our efforts? This is precisely the idea behind Citibank Dividend MasterCard, a credit card that pays members cash back for ordinary purchases. Reviewers point out that the cash back is good enough that consumers can actually get paid to use their Citibank Dividend MasterCard provided the balance is paid in full every month. “They Pay Me to Use Their Card” says one reviewer, but another cautions that the Citibank Dividend MasterCard “Use to be Good, but Not Any More” due to Citibank reducing its cash back percentage. It adds up to a mixed overall review for this Credit Card, making Citibank Dividend MasterCard a credit card that may not be suitable for every customer’s needs.
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27% |
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45% |
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1% |
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18% |
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9% |
27%
Citi - Dividend Platinum Select Card Comparison
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Citi - Dividend Platinum Select Card Ratings and Reviews
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Recently I received notice from Citi Card that my interest rate was jumping to 19.9%. Even though a person has an excellent payment history on all cards and is never late(and if so only a day because of the time frame in paying on line), they are punished because the companies know that this person will do everything in his or her power to pay their bills on time. They will work with you only if you are delinquent and just don't pay at all. If these companies cared about the consumer they would check histories and see if the person is sincere or just a scammer. They look at your credit...
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As of July 2009, this card offers 2% cash back on supermarket (grocery stores), drugstore, gas, and utilities, 1% cash back on all other purchases with a $300 cap per calendar year. I would say this is slightly above average (average being just 1% cash back), but you do get 5% cash back in the 2% categories for 6 months. The APR is not important to me since I never carry a balance, so I didn't even bother checking it. There is no annual fee.
Before finding this card, I applied for the Capital One No Hassle Cash Reward card that offers the same cash back (except you can choose a different...
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Many people advise against credit card use, however if you will pay your card off each month you can pick up additional rewards just for using your card to buy the things you need on a daily basis. We have saved rewards for a laptop for a graduating SR x 2. We did not earn enough rewards for both, however we were able to make a big dent in the cost. Customer service is very user friendly and has been very cooperative when needed.
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