Citi - Diamond Preferred Rewards Card Review Summary
Reward credit cards are commonplace these days, but some certainly rate better than others and one that reviewers consistently like is the Citi- Diamond Preferred Rewards MasterCard, a credit card that makes earning points and redeeming rewards easy. Citi- Diamond Preferred Rewards MasterCard is “A Great Way to Get Things You Want for Free” and reviewers like the easy online payment and intuitive web site design. Some have pointed out, however, that the ratio of reward points to dollars spent diminishes over time, so the Citi- Diamond Preferred Rewards MasterCard may not be as valuable down the road. But Citi- Diamond Preferred Rewards MasterCard is still a good Credit Card option for those who like something extra from their credit card.
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36% |
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45% |
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10% |
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9% |
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Citi - Diamond Preferred Rewards Card Comparison
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Citi - Diamond Preferred Rewards Card Ratings and Reviews
Citi Diamond Preferred Rewards Card is generally on an average value. If you really care about the item you buy or like to take care or follow up the item you buy, I really think it is a good choice for you. Here are the details.
5 ThankYou Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point thereafter
1 ThankYou Point for every $1 spent on all other purchases
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
Most items purchased with...
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As with all rewards / points / cash-incentive programs, it is always best to pay off the monthly bills and avoid the interest payments. Like the rest, Citi offers its version as the Diamond Preferred Rewards card. With all purchases, you receive 1% back in points. However, when you visit their Rewards site to redeem the points, not all gift cards and items (they offer things from dvds to cameras to tvs) give you 1% in dollars. For example, a $50 gift card may cost you 6000 points, which is less than 1% (it's actually 0.8%).
The best value is a $100 gift card for 10000 points, but it will...
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Citicards offers a number of rewards card tied to their 'Thank You Network'. I just happen to have a Diamond Preferred Card. I recommend any and all Citicards that reward with 'Thank You Network' points because I've found it to be the best, most flexible and most reliable reward program out there. The best part is, your Thank You points are monitored online--so you can't lose them if you lose a coupon in the mail or something else. And, unlike some other reward programs, my Thank You points don't expire. If you have more than one Citicard tied to the Thank You program, you can assign them all to...
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Customer service is good. Getting higher credit lines online is pretty easy. Consolidating credit lines from other cards can be dome if you get right CSR. Balance transfer offers can be excellent, if the fee is capped (3% BT fee with $75 max)
I really want to like this card, but other reward card options are now better.
I love this Citi Diamond Preferred Rewards Credit Card! The more you spend, the more points you receive.
When the points reach certain level, you can exchange with gift cards, airplane tickets, and they have variety of items you can choose! They have so many items so you can almost find anything.
So far I received some gift cards for retail stores, a digital photo frames.
Points build up fairly quickly, and you can cash them in at the $50 level or higher.
The website isn't very user-friendly, but it is possible to pay your bill online to avoid finance charges.
Customer service is helpful. Once I forgot my username & password, and couldn't get through the security of the website, but customer service was able to get me back on track.
