Citi - Diamond Preferred Rewards Card Reviews

Overall

4.17 of 5 (by 12 users)

add to my favorites email to a friend view more Credit Card Reviews

Citi - Diamond Preferred Rewards Card Review Summary

Reward credit cards are commonplace these days, but some certainly rate better than others and one that reviewers consistently like is the Citi- Diamond Preferred Rewards MasterCard, a credit card that makes earning points and redeeming rewards easy. Citi- Diamond Preferred Rewards MasterCard is “A Great Way to Get Things You Want for Free” and reviewers like the easy online payment and intuitive web site design. Some have pointed out, however, that the ratio of reward points to dollars spent diminishes over time, so the Citi- Diamond Preferred Rewards MasterCard may not be as valuable down the road. But Citi- Diamond Preferred Rewards MasterCard is still a good Credit Card option for those who like something extra from their credit card.

	33%
	50%
	17%
	0%
	0%

83%

17%

Citi - Diamond Preferred Rewards Card Comparison

Most Helpful
Favorable Review

Never Earned a Diamond Reward, But I did Get a $50 Gift Card

JUN

2008

In my opinion, credit cards are a great convenience but they can also make it easier to spend more than you intended. For that reason, I almost never carry a balance but I do use the card for most of my spending in order to get the reward points. I didn't seek out the Citibank Diamond… read full review »

budget conscious

LoveisJoy
Chicagoland, IL

Most Helpful
Critical Review

Great card if you like diminishing rewards

NOV

2007

Overall I still have a positive opinion of this card. I have redeemed over $1000 in points since I have been a member; however the incentives are continually reduced. The card started out with 5x bonus points on groceries and gas, then went to 3x, and is now 2x. I believe companies should honor… read full review »

thrifty

DoughpyMoney
Provo, UT

Citi - Diamond Preferred Rewards Card Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 10 of 12 sort by: most helpful | date | rating

Used to be a Great Card until they cut rewards

don't carry a balance, Every day computer user, an moderate investor

JUN

2008

I used to like this card when you could get 5% rewards in ThankYou points and could redeem 5000 points for a $50 gas card, but those days are gone. Reward percent has dropped and it now takes 6000 points for a $50 gift card, so it is no longer my primary rewards card. — — Customer service is good. Getting higher credit lines online is pretty easy. Consolidating credit lines from other cards can be dome if you get right CSR. Balance transfer offers can be excellent, if the fee is capped (3% BT fee with $75 max) — — I really want to like this… read full review »

write a comment

goldsheet
La Mesa, CA

It's nice to get something back for my purchases!

Every day computer user, a low risk investor

MAR

2008

I hate switching credit cards and having to change all of my on-line bill pay options, but this card was worth it! I just received it in January and have already redeemed points for 2 $25 gift cards. I mainly use the credit card for gas and pharmacy purchases (where I earn 5 points per $1) and debit my other purchases (I only earn 1 point per $1 on other purchases.) The rewards are nice, I like gift cards for restaurants and gas stations. My only complaints are they offer gift cards for Shell (few in my area) and the 5 point per $1 will only last 1… read full review »

write a comment

polarischica
Columbus, MI

Reviews continue below ad

Great Card

always looking for ways to save, appreciative of good service, Every day computer user, interest conscious

NOV

2007

We have been using this card for several years now and have earned hundreds of dollars in rewards. We pay off our balance each month, and there is no annual fee. We use the card for all our purchases in order to earn the most points. Usually we earn about 5,000 points a month and it takes 10,000 points for a $100 gift card. So you can see how quickly it adds up. We make sure to shop at places that offer extra points to maximize our savings and rewards. A very good card as long as you pay off the balance each… read full review »

write a comment

whidbey
Lemoore, CA

easier to get cash than some others

saving a little, a timeless classic

JUN

2008

Points build up fairly quickly, and you can cash them in at the $50 level or higher. — The website isn't very user-friendly, but it is possible to pay your bill online to avoid finance charges. — Customer service is helpful. Once I forgot my username & password, and couldn't get through the security of the website, but customer service was able to get me back on track. —… read full review »

write a comment

JohnMcPeek
Fairfax, VA

does everything I want a credit card to do

appreciative of good service, thrifty, free gift card rewards junkie, always looking for ways to save, not rich, fuel-conscious

NOV

2007

when my grandson wants something I don't have the cash for, I can always tap into my rewards account to help pay for it, sometimes they have the exact item he wants, and I can surprise him with it. (not easy to surprise a 14 year old any more) He always tells me I am a really cool grandma! … read full review »

write a comment

joycea
Avon Lake, OH

A great way to get things you want for free.

don't carry a balance, infrequent traveler, appreciative of good service, pay my cc bill off each month

AUG

2007

This card is a great deal. By using it for most purchases, I have earned regular points and bonus points which have allowed me to get lots of electronics I wouldn't have otherwise bought. No annual fee. Easy to use web site so I can monitor purchases, balances, due dates, and pay easily on… read full review »

write a comment

waytoobusy
Cambridge, MA

These all access cards are a rip off.

not rich, Safety conscious, Every day computer user, always looking for ways to save

NOV

2007

I got a prepaid access card and I must say I am disappointed. You are charged to pay a bill, charged for withdrawals on top of the surcharge, charged to put money on it. The minimum you can put in it is $25. I didn't know that. Anyway there should be better cards out… read full review »

read 1 comment

lsgirl
Bronx, NY

Citi Diamond card is a great way to earn valuable rewards.

Every day computer user, saving a little

JUN

2008

I'm a long-time Citi card holder and have been thouroughly pleased with the rewards program through my Diamond Preferred card. I love getting $10 or $20 gas… read full review »

write a comment

aujenmom
Colchester, VT

Great rewards

an aggressive investor, an aggressive saver

JUN

2008

Great card. One of the most flexible rewards system out… read full review »

write a comment

eberlyj
Albany, OR

Citi Diamond

SEP

2008