Citi - Citi Forward credit card Review

As of late we have been on a roller coaster with our credit cards. With 1 card company going under (Wamu) and being bought , another company (citi BTW) SOLD one credit card account to another company, Chase jacking our interest rates, and we also applied for a few new cards.

About 3 months ago now we applied for and got the Citi Forward card. Now we were a little hesitant after they sold out Upromise card account to BofA but we were willing to give them another try. This cad has so many great features and the 0% introductory APR was something that enticed us as well. We just purchased our first home and knew we would actually be carrying a balance for a short time. We normally pay off all our credit card balances in full, with only occasionally leaving a balance. We were still wanting to get a good APR for those times when we do carry and with the Citi Forward card we got just that. We do have cards with lower APRs but the points and other rewards that Citi offer were good enough for us to choose this as our primary card. We pay all our bills, buy groceries and gas all with credit cards. With the great rewards this card offers, we get enough points for a gift card wvery month!

so far the only flaw.... They turned off my card, for security purposes... becasue we had used it 4 times in the same day! I am all for security but I think they need to be a little more realistic. If hubby and I go shopping then oof course there will be multiple purchases on both cards in one day. I also didn't appreciate being on hold for over 1/2 an hour for them to fix it.

We are cautiously optimistic about Citi. We hope they don't change anything like due dates or terms. We are cancelling 2 Chase cards because they did just that.