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I love using my credit card because in the long runs it saves me money. By using the card either on-line or at stores for clothes shopping or etc. I earn points doing it. I get gift cards for restaurants that I like to go to and I love to do this because my husband and I have a date night every Friday night and we use our gift cards for eating out then.
When the bill comes due I pay the entire balance off at that time. This way there is no interest rate on my account. I have been with this company since 1995. I think that speaks volumes about their services. I really like the Fraud alert that I have on my credit card. They phone me as soon as I make a purchase and let me know if my card has been used or not and to make sure it's me or my husband using the card, and tells me if it's a high dollar amount or not. I love this because it makes me feel very safe and secure especially buying sometimes on-line.
I don't have any cons to add about this card, I just think everyone should apply for one that can afford to have a credit card in the first place and only then when you can pay off the entire balance when the bill comes due.
Thanks bones56
Last edited on Jan 04, 2009