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I have used several different credit card companies throughout my life, any never EVER in my life have I dealt with anyone so rude to their customers. I personally charge 8,000 plus every month for business expenses and my card is paid in full every month. After 9 consecutive months of paying my balance in full, I received a bill indicating that my bill was late and had not been paid that month. However, it had cleared my bank account. This simple issue that could have been fixed very easily turned into a 2 month NIGHTMARE with this company. Stay Away!