Chase - Visa

Chase - Visa Reviews



Overall 2.5 star rating2.68 of 5 (by 41 users)



17% of people rated Chase - Visa as 5 stars
17% of people rated Chase - Visa as 5 stars%
17%
27% of people rated Chase - Visa as 4 stars
27% of people rated Chase - Visa as 4 stars%
27%
5% of people rated Chase - Visa as 3 stars
5% of people rated Chase - Visa as 3 stars%
5%
10% of people rated Chase - Visa as 2 stars
10% of people rated Chase - Visa as 2 stars%
10%
41% of people rated Chase - Visa as 1 star
41% of people rated Chase - Visa as 1 star%
41%
45% 45% of people recommend Chase - Visa 55% of people don't recommend Chase - Visa 55%
 

Chase - Visa Comparison

4 star rating Most Helpful
Favorable Review
SEP
23
2009

Chase Visa Card

This credit card has been good for me for many years.  The rate is fairly low at around twelve percent and has not fluctuated over the 5 years I have had the card.  My rate has in fact gone down once after I called and requested a lower rate, and the company was more than willing to...

read full review »
reviewer 2009 Writer
an aggressive saver

gophils33
Oxford, PA
Did you find this review helpful?
 
 
1 star rating Most Helpful
Critical Review
DEC
14
2009

I initially had a Providian Visa, and then it got bought out by Chase. I am NOT at all satisfied with the switch. For one, I used to log into my account online with Providian, and they showed me my credit score each month and whether it fluctuated month-to-month. When Chase took over, they took that...

read full review »
reviewer 2009 Writer
Every day computer user, in debt

labein
Milwaukee, WI
Did you find this review helpful?
 
 

Chase - Visa Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 41 sort by: most helpful | date | rating


D
Every day computer user

APR
10
2009

 

How do I go about reviewing a credit card? You can either complain about it or you can admit you have one. Any card worth shouting about would have a ridiculously low interest rate, would call if they thought a payment was late, and... I don't know, I can't really think of anything else I would expect from a credit card.

I do like that my APR has stayed relatively low for so long. That has come in handy during the current financial state of the nation. I also like the rewards program. Any card that gives me money just for using it is aces in my book. The rewards program was kind of annoying...

read full review »
3 star rating
reviewer 2009 Contributor
renfield1969
Halethorpe, MD



D
saving a little

AUG
26
2009

The Visa credit card from chase is good credit card because it offers bonus points for each transaction. it has credit limit of 10,000 to get 10,000 points to be aworded for purchases once a year.premier rewards program lets you earn points every time you use your Chase Sapphire card to make a purchase. Redeem for virtually any reward you can think of-without expiration dates, blackout dates or limits to what you can earn.

You'll earn:One point for every dollar you spend on the card*

Double points on airfare purchased through the Travel Booking Tool*

Up to 10 bonus points per dollar when you shop...

read full review »
4 star rating
reviewer
hedijakapic
Rochester, NY



D
an aggressive saver

JUL
22
2009

We got our Chase rewards card about  a year and a half ago. We finally got ourselves debt-free and decided to simplify our record keeping by charging everything to a single source and paying it off at the end of the month- and earning cash for our purchases to boot with their rewards program. And for awhile all was well.

We've never been late with a payment, we have never come near to approaching our credit limit and we have never carried a balance. Our reward: they started declining random charges last week.

The three customer service people I have had to deal with in the last week all sing...

read full review »
1 star rating
reviewer
WaMomOfBoys
Auburn, WA



D
a low risk investor, value conscious, Every day computer user, budget conscious, Practical, in debt, not rich

DEC
18
2009

In the last year Chase Bank has taken over accounts and credit cards I have had for many years. I have always maintained my accounts in good standing, never ever having a late payment, and consistnely paying more than the minimum. By the time everything with the bank bailouts and mergers was completed, Chase ended up being the bank for 5 of my accounts. Chase started applying fees to my acounts that I had never had before with the previous bank. Then Chase started raising my interest rates on my charge cards, even though they were never late pays or over limit. One by one I had to cancel my cards...

read full review »
1 star rating
reviewer
cschlegel
Olympia, WA



D
Every day computer user

AUG
26
2009

Well, My chase cards I don't like because they raise your interest rates and than when you ask them to work with you in lowering the rates they will not work with you at all I really think Chase is one of the worst credit card companys to deal with I just paid two Chase cards off called for a payoff total and was told what it was the next day I paid my balances in full on two cards almost 4000.00 and said to myself I'm going to save some money paying these 2 credit cards off so . So my experience is I paid these cards of figuring I was done with them well to my surprise I recieved 2 more bills...

read full review »
2 star rating
reviewer
Ladyfish1873
Key West, FL



D
an aggressive saver, a pet owner, a busy person, expecting good, fair service, noticing the details, love to travel

SEP
3
2009

I have to admit, I wasn't happy when Chase tookover Washington Mutual as it meant that Chase owned 6 of my 9 credit cards and I haven't always had the best service with them.  The same has been true with this experience.  Chase tookover the My Points credit card that was owned by Washington Mutual before they went belly up.  Since receiving the new Chase "Flex Rewards" card my interest rate went from 12.9% to 27.9%.  When I called and asked them to lower it they said they couldn't because I don't have a history with them. (Remember, they own 6 of my 9 credit cards so I'm not sure how they could...

read full review »
1 star rating
reviewer
AryaStark
Saint Paul Park, MN



D
an moderate investor, Willing to pay for quality

NOV
19
2009

I husband and I got marriaged in 2000, We both had children, his were in college, taking him to the cleaners, My oldest daughter was getting married in 6 months.  He had only moved to town 4 months before, and lived with his mother, I had 2 girls and a large mortage for a single mother, but though working more than one job, I made sure that my girls wants and needs were meet, but very tied.  We signed up for a Chase credit card, and put it in his name for I had not buildt credit in my name for over 10 years, my mortage was paid to a family member, and when it cames to cars I paid cash.  Any...

read full review »
1 star rating
reviewer
bernardkyle
Punta Gorda, FL



D
on a strict budget

APR
16
2009

I am reviewing the high interest rate charged by the Visa card from Chase Bank against people with fixed income.  I was a Washington Mutual customer for many years.   I bought items and got credit from the My Points program.  I paid my bills on time and always paid more than the payment due.  I even added my Capitol One balance to Washington Trust to eliminate Capitol One Visa as one of my credit cards.  We had a mutual respectful relationship, Washington Mutual and I.

But the problems began when Chase Bank bought out Washington Mutual.  My interest rate went from 16.75% to  27.99%. ...

read full review »
1 star rating
reviewer
FreidaFagre
Newbury Park, CA



D
in debt

JUL
28
2009

I signed up for my Chase Visa card because of the attrative interest rate.. However the smoke and mirror effect quickly wore off. The interest rate was 9% and being it was my first credit card i figured it was a pretty good rate. It was a fixed APR.  Myself like so many others have hit a slump in income recently. I have always maintained a balance on the card over a 2 year period and always payed more than the min payment, never late, never missed. But I goofed one month and was a little shorter on cash than I anticipated and my paycheck didnt clear in time for my payment to go through. The check...

read full review »
1 star rating
reviewer
KrazyKracker1
Naples, FL



D
in debt

NOV
24
2009

In 2006 Ive recieved an offer from Chase bank.It was for the sum of 250$. That right two hundred and fifty dollars.So like any body with out a credit card i accepted the offer. When i got the card it had a 79$ fee.So my credit limit was not 250$. I was very upset before i used the card it had a negative balance.At the time I just got married. A couple of months later We got pregnant.With a baby on the way two people working we thought everything would be great yeah why not take the offer any way .That was the big mistake had I known then what i know now I probably would have never done it.Well...

read full review »
1 star rating
reviewer
scruggscity
Philadelphia, PA



D
Every day computer user

JUL
30
2009

I had a wamu card which was great. Loved having wamu. When chase took over things went downhill.  My apr went from 9 precent to 24 percent. That was a major increase. I only used the card for the things myself and my kids needed. i had charged a little over half of the limit. I was making regular payments over the minimum payments that were required. Then the other day i checked my mail and there was a letter from chase. They cancelled my card without any notice. they canceled because I used over half my limit. I couldn't believe it why get a card if you cant use it when you need to.  They also...

read full review »
1 star rating
reviewer
jesse1971
Fort Worth, TX



D
Every day computer user

JUN
4
2009

Cash Disney Reward Visa card is a great credit card for those parents how enjoy Disney.  Anytime you use your card you receive reward points that can Treat the kids with tickets to a new Disney movie or build your Disney DVD and CD collections at home. If your family loves Disney entertainment, you'll love redeeming your Disney Dream Reward Dollars 1 for checks that can be used toward Disney movie tickets, DVDs, music CDs, books, video games and toys.  You can look forward to getting discounts on select merchandise, dining and tours when you present your card.  These discounts can be used at...

read full review »
5 star rating
reviewer
cdepaz78
Pittsburg, CA



D
Every day computer user, paying cash, in debt

AUG
31
2009

I have been motivated to write a review about Chase as a credit card company, because of all the credit cards I have (from Capital One, Household Bank, Chase, Discover, and HSBC) they have provided the WORST customer treatment since the credit crunch of 2009.

I have never had a late payment, gone over my credit limit, or had any kind of issues with these credit cards. These cards were originally issued by Providian, taken over by Washington Mutual, and then gobbled up by Chase. Immediately after Chase took control, they increased my APR from 14% to 28%. When I called, they said 28% was the lowest...

read full review »
1 star rating
ShadraB
Bath, NY



Reviews of Chase - Visa

1  2  3  
Buttons_next
 

Start a New Discussion about Chase - Visa