Chase - Visa Review

I signed up for my Chase Visa card because of the attrative interest rate.. However the smoke and mirror effect quickly wore off. The interest rate was 9% and being it was my first credit card i figured it was a pretty good rate. It was a fixed APR.  Myself like so many others have hit a slump in income recently. I have always maintained a balance on the card over a 2 year period and always payed more than the min payment, never late, never missed. But I goofed one month and was a little shorter on cash than I anticipated and my paycheck didnt clear in time for my payment to go through. The check bounced. Chase nver notified me by mail, e-mail, phone, smoke signals or homing pigions. , you get the point. ....untill the next month, when after being a great customer up to this little error , my interest shot up to 17%!!!  I was livid and explained to chase I was profounldly sorry and admitted my mistake. They WOULD NOT budge or work with me AT ALL. Now im stuck with a high rate credit card that im stuggling to pay each month. I DO NOT RECOMMEND THEM AT ALL.  Go with another company.  any company. I am human. I make mistakes. There is no reason to punish me so severly and push me to defaulting on my card. Shame on you Chase.