Chase - Rewards Card

Chase - Rewards Card Reviews



Overall 4 star rating4.12 of 5 (by 24 users)



Chase - Rewards Card Review Summary

Most consumers have at least one credit card and most people use their credit cards at least once a week. With that fact in mind, it makes sense to use a reward credit card and one reward card that reviews speak positively about is the Chase Rewards Credit Card. This credit card earns points with every purchase- points that can be redeemed for cash. Chase Rewards Credit Card pays additional points for certain types of everyday purchases and points accumulate with every use. Chase Rewards Credit Card is a “Great Rewards Card if You Pay Your Balance in Full Monthly” to avoid excessive interest. There is a limit to the number of annual points that can be earned, but Chase Rewards Credit Card is a useful Credit Card for those who want a little extra when they shop.
42% of people rated Chase - Rewards Card as 5 stars
42% of people rated Chase - Rewards Card as 5 stars%
42%
46% of people rated Chase - Rewards Card as 4 stars
46% of people rated Chase - Rewards Card as 4 stars%
46%
4% of people rated Chase - Rewards Card as 3 stars
4% of people rated Chase - Rewards Card as 3 stars%
4%
No one rated Chase - Rewards Card as 2 stars
No one rated Chase - Rewards Card as 2 stars%
0%
8% of people rated Chase - Rewards Card as 1 star
8% of people rated Chase - Rewards Card as 1 star%
8%
88% 88% of people recommend Chase - Rewards Card 13% of people don't recommend Chase - Rewards Card 13%
 

Chase - Rewards Card Comparison

4 star rating Most Helpful
Favorable Review
JUN
24
2008
I use my credit card for big everyday purchases like groceries, gas and car service, so I love having a card that can earn rewards.  I have been a Chase card user for a few years because I loved the Disney option because I not only have a cute card with The Little Mermaid, but I also earn rewards to... review »
2008 VIP
saving a little, on a strict budget

stef42678
Las Vegas, NV
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1 star rating Most Helpful
Critical Review
OCT
14
2008
Watch your monthly statements!  When the statement claims 'points will expire  on or after month' - you as the consumer have no way of knowing when during the month the points will expire.  I called the first week of the month to talk about reward options, but by the second week of the month when... review »
reviewer
a low risk investor

rewards-not
Hampton, NJ
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Chase - Rewards Card Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 24 sort by: most helpful | date | rating


4
helpful
votes
a comparison shopper, thrifty, online banker, don't carry a balance, value conscious

NOV
25
2007
We used to be strict DiscoverCard users but a few years ago, I realized I wasn't getting the "advertized" 1% cashback (this is, of course, after meeting the $1000 minimum per year in which you get .25% then .5% then .75% before you even make it up to 1%). Then I read over the fine print on one of those "updates" to the "agreement" that they mail you......there are all sorts of places you use your card every day that don't get you the 1% cashback -- namely warehouse stores (for me, Sam's) and supercenter type stores (in my neck of the woods, Wal-mart). Well, since those are places I shop often,... review »
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5 star rating
reviewer
StacyD
Sarcoxie, MO



3
helpful
votes
online banker, don't carry a balance, thrifty, Every day computer user, practical, not rich, an aggressive saver

JUN
29
2008

We have the Chase VISA card, which rewards the top 3 catagories used each month with a 3% reward. We use it for our grocery shopping and our numerous prescription purchases, which really add up. I love the fact that, since we pay our balances off every month as soon as we get our bill, we are in effect getting free money. It doesn't cost us any more and in fact it gives us the benefit of the "float", since the purchases we used to pay cash or check for don't go against our checking account until the end of the month now. As we are retired and on a fixed income, we appreciate all the little bonuses...

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5 star rating
2009 Contributor
mcpenguin5
Lanham, MD



1
helpful
vote
pay my cc bill off each month, always looking for ways to save, researcher, free gift card rewards junkie

NOV
13
2007

This is great rewards card if you pay balance in full monthly. Prior comment was right - possibilities are nearly endless. Saw this card recommended in financial magazine due to rewards. Company sends out 20+ page brochure with gifts to chose from for the points accumulated or you can redeem for cash, 10,000 points = $100. Another good thing, the account earns triple points for purchases at gas stations, grocery stores and drug stores. The points expire in 60 months if not used. The MAXIMUM points that can be earned in one year is only 75,000, so that can be a problem. After earning 75,000 points,...

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4 star rating
reviewer
benthere
Mckinney, TX



1
helpful
vote
paying cash

JUL
5
2008
I opened an account with Chase bank. I was told about the rewards program and how it works. Simply choose credit vs. debit for each transaction and get points. After so many , you qualify for certain things such as giftcards to hardware stores, starbucks, target,etc. It's really great, I can't wait to build up all my points for a really good giftcard. That's a night out on the town or even a dinner date with the hubbie.This program works for me and I highly recoomend it!
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3 star rating
reviewer
mechelle0000
Indianapolis, IN



1
helpful
vote
pay my cc bill off each month, always looking for ways to save, appreciative of good service, not rich, Every day computer user

NOV
24
2007
This card is amazing. I am getting 5 points for every day purchase gas, grocerry and prescriptions. IT makes points to accumulate so fast that you can get cash back within 2 months (5000 points equals 50$). I really love this card and make most of the purchase with this card only.
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5 star rating
reviewer
manoj
Wheeling, IL



D
married, not rich, Every day computer user, practical, an moderate investor, a low risk investor, saving a little, budget conscious

APR
12
2009

I've had this card for a few years now and have never had any problems.  I pay my whole balance off every month, so the slightly higher interest rate is not a problem for me.  I use it to buy everyday stuff like groceries and my gym membership, and just watch my rewards build up!  The points can be used for cash or gift cards.  I have gotten a couple checks so far and they are easy to purchase with points and come quickly.  The only problem with the rewards points that I've seen is that it doesn't count my Safeway grocery store as a grocery store, so I could be earning my points faster. ...

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4 star rating
reviewer 2009 Contributor
kat9948
San Jose, CA



D

APR
17
2009
We use the card for literally everything, as I'm not one to carry cash. The points do add up fairly quickly, and it's great to be able to redeem them for merchandise, gift cards, or even a check made directly to me. The customer service is friendly, and they even call on larger purchases to be sure that they are legitimate and not fraudulent! We once traveled by air, and from leaving home in PA, flying from OH, and landing in AZ, they called us to question the charges of three states in the same day. That's great security as far as we're concerned!
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5 star rating
reviewer
dudleybuddy
Connellsville, PA



D
in debt

FEB
8
2009

i have had my chase card for 6 months and i am loving it. when you first sign up they give you $50. trust me when i say that i truly needed it. i went over my limit and they took off the charges as a one time courtesy with no hesitation. i recommend this card to anyone who is looking for a credit card with a lot of different reward options.


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5 star rating
reviewer
missonya
Cleveland, OH



D
Every day computer user, saving a little

DEC
29
2008
love using the chase rewards card!  Can use it anywhere and earn points quickly! Many reward opportunities at various point levels.  Very flexible! We have used points for restaurant cards, hotel stays, car rentals!  Anything you can imagine and it does not take long to rack up the points to cash in!  Highly recommended!
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4 star rating
reviewer
eczive
Hartsdale, NY



D
Every day computer user, saving a little

JUN
24
2008
I was skeptical about getting another credit card because I already had one, but I just couldn't pass up the great interest rate they were offering. Now i get 1 point for every dollar spent, and they send me a catalog every month with what I can spend my points on. I love the fact that I can get cash back just for using a card!!
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5 star rating
reviewer
scorey071
Las Vegas, NV



D
pay my cc bill off each month

AUG
20
2007
Very practical rewards card, you have so many reward options!  The possiblities are endless!  I also love that you can get bonus rewards at certain on-line places.  For example we ordered our nursery bedding from Target and got 7 points/$ rather then 1 point/$.  I really love this card!
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4 star rating
reviewer
amrae11
West Fargo, ND



D
Every day computer user, saving a little

JUN
23
2008
This card is great!  The customer service is awesome.  It's nice to go shopping and know that I am using a great card with great benefits.  If there's a problem, I know it will be resolved quickly.  I am working on switching all of my cards to chase.  They are great!!
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4 star rating
reviewer
jwolter
Milwaukee, WI



D
saving a little

NOV
20
2008
I use this card for large purchases because of the rewards I get back. I enjoy getting something back when I spend money so this a a great card for me. I haven't found another one that you get better rewards on. Discover comes close, but the 1% cash back definitely tops it for me.
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4 star rating
reviewer
RKG77
Birmingham, AL



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