This card the Chase Platinum Credit Card is a good one because it gives me an very high credit limits and does offer a grace period. I was also able to increase my credit limit and that was a very good thing for me and my family. It is accepted throught out the USA without any problems and also on all major cruise lines. There customer service line is always available and I have not encountered a problem with them in all the time I have been using this card. I will list more once I am back.