Chase - Freedom Card Review

Overall 4.38 of 5 view all 8 reviews

add to my favorites email to a friend view more Credit Card Reviews

Dancerm
Chicago, IL

add Dancerm to my friends list

Get this for the best cash back!

Every day computer user, an moderate investor

Pros

gives you 3% back on 3 top categories, bonus not limited to standalone stores, no annual reward limit, No limit to the rewards you can earn, 250$ for 200 points

Cons

statement doesn't label earning cats

JUN

2008

I am very happy with this card. You earn 3% cash back on your top 3 categories of spending each month and 1% cash back on everything else. I still think that the American Express Blue Cash is better, but I use this at places where Am Ex is not accepted. Also, it's better than Am Ex for your top 3 categories so I use it for transit, telephone, and quick service restaurants.

The only downside is that your bill is not labeled the same way as your rewards. For example, every restaurant is labeled as "restaurant." It is impossible to figure out which ones you are actually getting 3% cash back at. I have tried multiple times to calculate different restaurants to see which ones qualify as "quick service," and my total never equals my rewards for that month. So I wish that they would change this b/c every time I am at a restaurant I have to make a judgement call about if I think it might be quick service. If it is not a quick service restaurant I earn more rewards with my Am Ex there.