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The Chase Freedom credit card is one of my two favorite credit cards. I wait until I have $200 in rewards, then "buy" a check for $250. We have done this twice so far. We were using this card mainly for gas, groceries and fast food because they were getting the 3% rewards; but now that those rewards are flexible, we'll change how we use our two cards a little.
The best way to use a credit card is to pay the whole balance each month and earn rewards. I especially like cash and higher value gift cards. These rewards are truly free to us because we don't pay an annual fee or any finance charges. Also remember to pay on time!
I've found that customer service is always friendly and knowledgeable. They have always answered any question I have had quickly and efficiently. They also don't try to sell me other products like some credit card companies do (I no longer have any of those!)
Last edited on Nov 27, 2008