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If you are going to Disney and need a way to save ..this is a great Visa card.. Interest rates are high even if you have great credit. However if you are going to pay it off every month then you can earn 1% for every dollar you spend! It's easy to get rewards just charge your monthly bills and immediately turn around and pay! Also you can get 6 months zero interest on select Disney vacations. While in "the world" you get 10% off at certain stores and there is a special meet and greet for Disney visa card holders only!