reviewer
BelleB
Saint Paul, MN

I love my Amazon Chase Visa

5 star rating

saving a little
Pros

    Earn Amazon.com rewards, No Annual Fee

Cons
    Exhoribtant Fees if Payment is Late

JUN
29
2008

Chase - Amazon.com Visa — 

I have had only positive experiences with this card so far, first off they gave me a Credit card when NO ONE would, I started with a 900.00 limit, but they raise me 300.00 every 3 months!  Although the APR is high, I only charge what I can pay off every month so it really has not yet affected me.

Last edited on Jan 04, 2009



I_thumb_up Chase - Amazon.com Visa is recommended by BelleB

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I_comment_shdw24 Comments about BelleB’s Review

 


LeoLeone wrote on Mar 15, 2009 at 9:17AM

Chase hard pulls for credit limit increases that you request. This dings your FICO score. In 2 years, I've never had a credit limit increase from Chase--even though I have a 765 FICO.

Their customer service reps are surly and rude. When I asked about a possible increase in credit without getting a hard pull inquiry he copped an attitude.

My advice is: if you have the Chase Amazon, it can't hurt to keep it if you don't expect much from Chase. But if you're shopping around for new credit, there are rewards cards out there that offer better service and are much more consumer friendly.

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