Capital One - Platinum Mastercard Reviews

The Capital One Platinum Mastercard.....this is a good card for anyone that's had financial trouble and recovered from it. The interested rate can be high, but your information is reported correctly. If you have credit that is not perfect or far from perfect this is a great card to use to re-establish your credit rating and improve it.  

Capital One alsohas a rewards card which is good.

Capitol One Platinum Mastercard, taking it to new highs! Think about the average Joe and then you'll understand my review. I've been a consumer and have personally carried this card for years now, no let downs thus far. I recommend Capitol One over others namely, Discover, Chase and Applied Bank. If ever in doubt, ask those who have tried and used Capitol One, you wont be disappointed.

capital one platinume master card always lets me know about any activity happening on my card because i made the mistake of having a card given to one of my children so captiol lets me know when they are using it.

great job.

I was in great need of rebuilding my credit, I had a small business that went under and left me with a lot of debt.  After trying to pay everything I sunk even further and I will admit had no real choice left except to file bankruptcy.  After it was discharged I knew that I needed to rebuild my credit.  I still had a student loan but I needed revolving credit to rebuild my credit score.  Capital One was the first "preapproved" offer that I received that didn't charge a lot of fees.  There is an annual fee which varies per card but I have never seen one over $50.  I love that Capital One...

I had a Capital One Platinum Mastercard. I never missed a payment, I was never late on a payment. I always paid above the minimum payment request. When I received a notice letting me know that they were raising my interest rate, and I mean RAISING the rate...I called them to find out why. They said it was an across the board raise because of the economy. Now all I hear lately is about how the economy is coming back. Seniors are not even getting their annual cost of living increase this year because the cost of living has gone down. Which is it? If the rate increase was not bad enough, when I called...

Capital One Platinum uses unfair trade practices in dealing with interest rates.  I was at a low 2.3% interest rate and received a notification stating that the interest rate would be increased to 9.9%.  The notification stated that I had the option to cancel the card and keep the low interest rate to pay off the balance or keep the card with the higher interest rate.  The notification stated that I had until 04/17/09 to notify them of my decision.  I called the number in the notification to cancel the card. Capital One was to have cancelled the card effective 05/17/09.  I called Capital One...

I have had my Cap One card for about six months. It has a 14.25% rate that will not increase as long as the account stays current and minimum payments are made. I try to pay my entire balance so I don't have any interest accrual. Recently I received an e-mail inviting me to sign on and create my own image card. The service is free and as long as you follow their guidelines practically any image may be uploaded from your computer. They also offer an extensive list of photos, icons, etc. The categories are too numerous to mention here I am sure most of you have seen the recent TV campaign about this...

i was sent an offer several years ago to help me rebuild and establish my credit with a card that started with a $50 limit and when paid as i went in a responsible manner, would gradually grow along with my credit. this card now has a $500 limit soon to increase even more soon, and i am back in good graces with some really good payment history under my belt, and i seriously owe it to this card giving me the chance to do so.  Capital one platinum mastercard is a great card to have, i have had a couple of problems in the four years i have had the card, but whenever i call to speak to a representative,...

I have never given a review before now.  Mypoints has enticed me and a survey company has paid me dearly for what is called in credit card company terms a "Change in Terms Notification and Delinquency Payments Notification".  Evidently credit card companies feel they have the right to do business however they feel fit.  They feel like it is ok or necessary to change their agreement with their cusomers and if the customers do not like it they can leave.  I chose to stay.  There is no fee.  I have a low limit and I always pay it off in full whenever I use it, which happens to be rarely.  This...