Capital One - Platinum Mastercard Review

I have never given a review before now.  Mypoints has enticed me and a survey company has paid me dearly for what is called in credit card company terms a "Change in Terms Notification and Delinquency Payments Notification".  Evidently credit card companies feel they have the right to do business however they feel fit.  They feel like it is ok or necessary to change their agreement with their cusomers and if the customers do not like it they can leave.  I chose to stay.  There is no fee.  I have a low limit and I always pay it off in full whenever I use it, which happens to be rarely.  This review is for all the other Capital One card holders who might have been greatly impacted by this decision to change the terms.  I am sure if you had a large balance and could not pay this change would have been hurtful.  Evidently this terms change is serious and somebody somewhere is trying to fiqure it out,  so be careful who you deal with some companies are desperate in these hard economic times.