Capital One - Platinum Mastercard Review

This card has come in very handy as a credit builder.  After going through a long and tough divorce and ending up having to file bankruptcy I have been struggling to find any credit, even in small amounts to help build my credit back up.  Capital One offered me this card with a low credit limit but with 6 months at 0.00% interest on my purchases.  Also, after making a purchase and making my payments on time for 3 months they increased my credit limit and after doing the same for 3 more months they will increase it again.  This means a lot to me.  The interest rate is somewhat reasonable compared to some others and the small annual fee is worth it to me to get a favorable credit rating back.  I may not be able to cruise across the world with the credit limit, but for an emergency or maybe a new appliance it is great to know that I have this card to fall back on if needed.