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Fist off, credit cards are an all together bad Idea. Let me share with you why. I got this credit card because we had some unexpected expenses we couldn't afford. I thought, okay a fifteen dollar monthly payment, three-hundred dollar limit, I can work with that. So I use my card, spend about half my limit, and send my first fifteen dollar payment. Somehow, some way they never got it. and of corse, this is my fault. there's nothing they can do, except charge a hundred dollar late fee. F**** that. I sent my payment on time, it's not my fault THEY LOST IT. and so then, they double my payments every...
read full review »I had to declare bankruptcy and got a credit card that had a annual fee. capitol one approved me for a card with a low credit and since i have been using my card in the past year my limit has risen 3 times without me even requesting it! I have had no problems and when a charge was made to my account that i did not approve they quickly solved the problem and got me the money back. The capitol one visa is a great card and what made it even better was that i could personalize it. i was able to upload a picture of my dog and have it put on the card so it makes it unique and mine. I am able to receive...
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