Capital One - Visa Credit Card Review Summary
Thousands of credit cards exist and Capital One Visa Credit Card is one of the most popular. Reviewers, however, are divided on the merits of the Capital One Visa Credit Card and there are a good number of positive and negative comments. On the good side, reviewers say this credit card offers a competitive interest rate and it is good for those with bad credit because it is fairly easy to gain approval. But opinions are mixed overall, and comments about Capital One Visa Credit Card run the gamut: “Really Like This Card”, “I Appreciate the Lower Interest Rate”, and “Beware and Don’t Get Ripped Off by This Horrible Company”. The problems with Capital One Visa Credit Card include its customer service, interest rate penalties when payments are received late, and hidden charges. It all adds up to a Credit Card that ranks lower than average and that doesn’t satisfy many of its customers.
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29% |
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14% |
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19% |
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4% |
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36% |
42%
Capital One - Visa Credit Card Comparison
Most HelpfulFavorable Review
Most HelpfulCritical Review
As a Citizen of the United States, and understanding the precarious financial position that we are headed toward, it is imperative that we support American companies that provide services and products produced or provided by employees that are Citizens of the United States, or those legal aliens with...
review »Capital One - Visa Credit Card Ratings and Reviews
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The customer service and truthfullness of this company are horrible. I want to post this as a warning to other people-DON'T USE THIS COMPANY. They sell your info, They change the rate, they charge hidden fees and won't fix problems. Their service center is in the MIDDLE EAST--IS this where you want ALL your financial information?
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Capital One Visa has proven to be an excellent way for me to manage my overall financial portfolio. It has offered me a relatively low interest rate, compared to that offered by other cards. In addition, this card allows some over the limit spending, as long as the balance is brought back within the total line of credit before a certain cut-off date. I have found the Customer Service department to be very helpful, and several of their representatives have taken the time to explain various items to me. For example, when I mistakenly incurred some fees, the Capital One representative who answered...
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Hi, I use to own a capitol one visa card and I was lead mechanically around to run up my bill and to be made unhappy in the world by the devil. I did not know to much about struggle with sin then. But now I do and that was wrong for the devil and the people to do. I pray my mentors will correct it with me soon. For the God promises to make happy times of the land of the christians. I had to run the bill up to a 1000 dollars and enjoyed every bit of it except I did not by anything important. Well, so I kept being led to look stupid. I wish I never had credit cards and took a 7 year lost to never...
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Dont get a Capital One credit card - even if you might have a good credit history they have a bad habit of raising your rate - I had a fixed rate credit card and was paying 3x the min balance on it every month since I used it to pay for school, they jacked up my rate to17.9 % from 5.99 % in order to beat the new credit card restrictions that are coming and I had to pay off everything well in advance to avoid seeing my monthly payments double.
I have been with this company for many years and was never ever late until last year my now ex wife paid the capital one visa credit card bill late Since then my interest rate has raised to 30% which I though twas against the law andf they will not budge on giving me a break. My credit rating was effected and I worked very hard to repair my vrecit rating Besides this one instance I am in good standing with all other creditors
Capital One - Visa Credit Card was the card I got from choosemycards.com
I was able to get a quick response at a low interest rate. I would recommend Capital One - Visa Credit Card at choosemycards.com
It is a great site!!
