Capital One - Visa Credit Card Review

Capital One Visa has proven to be an excellent way for me to manage my overall financial portfolio. It has offered me a relatively low interest rate, compared to that offered by other cards. In addition, this card allows some over the limit spending, as long as the balance is brought back within the total line of credit before a certain cut-off date. I have found the Customer Service department to be very helpful, and several of their representatives have taken the time to explain various items to me. For example, when I mistakenly incurred some fees, the Capital One representative who answered the call not only explained to me what the fees were and why they were there, but also explained what I can do to avoid those fees in the future. I have been very satisfied that Capital One has maintained its fees relatively stable, at least with respect to my account, at a time when many other institutions are constantly adjusting their fees. Overall, I value the Capital One Visa card and have been very pleased with the customer support I have received whenever I call the bank about my account.