Capital One - VISA Reviews

I have owned the Capitol One no hassles rewards credit card for a long time now and to tell you the truth, I very rarely use the credit card because I'm very into paying cash for everything.  I have a debit card for large in store purchases, but basically pay cash for everything because credit card debit can get anyone into big trouble fast that is hard to fix.

On the occasions that I have had to use the credit card (car rental), I always write a check to pay the card off as soon as I get the statement in the mail.  But what bothers me is this, every single time I have used the card, and paid...

At the age of 18, I decided to get my first credit card. Some people might say that was a bad idea, and I agree to an extent. However, I had a job and was somewhat responsible for my age, so I applied and was approved for a Capital One credit card. Of course, I only had a few hundred dollar limit, but it was my first credit card, and I was happy. I paid my bills on time, stayed within my balance, and was overall a good consumer. That all stopped when I lost my job a few months later. I started to depend on my card more than usual, and maxed out my card. I was having difficulty paying off my bill,...

Capital One commercials flood the television networks, so most everyone has heard of them.  Thanks to his ex-wife, my husband's credit is in shambles, so after carefully paying down all of HER debt, I encouraged him to start building up a credit history again.  He applied for a couple of different cards, but with the recent credit crunch, no one would give him a card.  He finally applied for a Capital One Visa and they did approve him, with a very small line of credit, which was fine as he is only going to use it for small purchases and pay it off each month.  What I was disappointed in was...

HI, I have a Captial One Visa Card and I thought it was the one of the best creidt card services offered, but after about the months I found out differently.  For the 1st the months everything started of wonderful.  I got a credit increase because I paid on time for the months straight, but the fourth month is when the problem began.  When I called to recieve my balance they told me that all the purchases had been processed but they weren't which caused me to go over the limit..  I didn't know at the time that I was over my limitm, which I got charged a $39 over-the-limit- fee., which caused...

In the year 2000, I was forced to retire due to increasing vision loss. Then my husband suddenly passed away. I was in debt up to my eyeballs living on a fixed income from Social Security. Eventually, I was limited to filing bankruptcy.

Capital One agreed to discharge my debt, as well as offered me a free start , with a new $200 credit card.

I was hesitant at first,..but eventually accepted the offer.

Needless to say within a few years, my credit line increased to $2000.00, ( after I had paid the balance of $200 2 or 3 times). Then when the Economy became unstable and many credit card companies...

November. I called my 3 credit card companys to see if I could get my payment or intrest lowered, Capital one said that they coulden't lower my payment or intrest but! they could put me on a type of hardship thing for awhile maybe that would help.. fine I thought that it would so they did just that diden't charge me for a couple of months. Then I received a notice my intrest was going to go up to 29.5% I could opt out but I would have to close the account to do so. So I closed my account and with that my other two cards changed also, so I closed them too.
November. I called my 3 credit card companys...

My own personal experince with capital one credit cards.Lets see at time i'm very pleased with thier services. Other times i'm not to happy with them. Their low monthly payment and interest rates are great. I like how they slowly let me work to higher my credit limit. They try and fixs mistakes that are made on they behalf. Very quickly and hassel free. the down side is at time it is very hard to understand some of their customer service repersentive, some have stong accects or dont explain things in the most broken down format. They over draft fee at times are very vey ridulous when it comes...

I have had my Capital One Visa card for several years and they recently informed me they were raising my rate (like other cards are doing). I have never really had any problems with them, other than they wouldn't increase my limit to do a balance transfer, which was dissapointing because I wanted to consolidate my debt onto one card and at the time, Capital One had the best interest rate. Their customer service is pretty good and you can actually understand their service reps. It may be trivial, but I do like the fact that they offer different card designs (I have the leopard print one). I think...

The Capital one visa card is a very good credit card.  It has a no hassle rewards feature and has no annual fee.  I recommend this card to anyone who wants a low fee card with no gimmicks.  You can use this card practically anywhere.  Capital one allow you to pay your bills online or by mail.  They also have a grace period.

The Capital one visa card has no fee for balance transfers and an lower rate than other cards so it is a good deal to transfer outstanding balances on other cards to this one.  One can apply for this card online, over the phone, or by mail.

The Capital one visa card also...

i got approver for a capital one credit card. i was working at the time and i had enough money to pay it off i just wanted to use it to build up my credit by using all of it then paying it all off every month. well i lost my job luckily i was enrolled in this programm they had about when you loose your job they will pay the minimum payments for you un til you find a job or 6 months pass. well i was paying each month for that program but somehow they said i was no longer enrolled in that programm. but still i was paying for it...hum... not right. anyways i had no money o pay it anymore i tried to...

I had the chase credit card for about a year and was not to happy with the card. For one thing my interest on the card was crazy. it was 22.98%. Pretty ridiculous if you ask me. They told me my credit card had fraud protection but what they didn't tell me is that I would be charged a monthly fee in order to have the service. Another time I rented a car using a credit card and they mistakenly charged me an additional $200 on the card. When I called them to inquire about the charge they refused to help me. The icing on the cake was when I mistakenly hit the cancel line on the credit card and my credit...

I was pre-apporved for a Capital One card and I had awesome credit. They originally gave me a 5% interest rate which was nice. However when I decided to go back to school I had to take out student loans then I got my bill and saw that it was at 17%!!! I contacted them and they told me there was nothing they could because even though the student loans were deferred they had to count those with my debt to income ratio. I was never late, never over balance and this is what I get. I decided to pay them off and try to get rid of them so when I did that they said that even though it was paid off, it...