Capital One - VISA Review

My own personal experince with capital one credit cards.Lets see at time i'm very pleased with thier services. Other times i'm not to happy with them. Their low monthly payment and interest rates are great. I like how they slowly let me work to higher my credit limit. They try and fixs mistakes that are made on they behalf. Very quickly and hassel free. the down side is at time it is very hard to understand some of their customer service repersentive, some have stong accects or dont explain things in the most broken down format. They over draft fee at times are very vey ridulous when it comes to a dollar over. I feel that is the dumbest thing in the world. Especily when i pay on time and stay below my credit limit, no one is perfect so i feel im being punished for a little mistake. One dollar over and then smacked with a $40 over the limit fee. And they dont allow you a next day deliver option though paymet station. which cause me a late payment fee. Depending on the repersentive some time they remove it . If it is not a recurring issue. I am most the time pleased with my capital one credit card.