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The Capital one visa card is a very good credit card. It has a no hassle rewards feature and has no annual fee. I recommend this card to anyone who wants a low fee card with no gimmicks. You can use this card practically anywhere. Capital one allow you to pay your bills online or by mail. They also have a grace period.
The Capital one visa card has no fee for balance transfers and an lower rate than other cards so it is a good deal to transfer outstanding balances on other cards to this one. One can apply for this card online, over the phone, or by mail.
The Capital one visa card also offers a zero percent APR for purchases on some of their cards for about the first 6 months or so. The APR after that can fall between 10-14 percent depending on your payment history.
You can choose to pay the full balance each month or the monthly minimum which then accrues the interest charge after any special promotions.